HELP!! Douglas Burgess..... Law Offices 800-976-0892

To: Worried guest
They must first prove their case and get judgement before they can ask Irs to do a offset.Relax,read up on The Fair Debt Collections Practices Act and get ready for them to pay you for their actions!

This afternoon I began doing a lot of research after a phone call from a debt collection agency. Here is what happened to bring me here.

Phone number left on answering machine asking someone to call, not saying who (my husband or myself) needs to call. So I went ahead and called. I am told there is a debt in my husband and my names for 505.90 from an old bank account. Now I personally know nothing of this. I explain this to the collector who identified herself as Lynn Parker (not sure if this is a real name). She read off my address asking if it were correct. It was. She said several statements had been sent to us. At this point I am angry with my husband thinking he must have opened them and not told me about them. (found out later no statements have been sent but he has spoken with this same woman about a month ago who told him he had to pay up that day or we were being sued.) She wants to talk about the account with me and I tell her again I can't say anything about it because I have no knowlegdge of its existance. I need to speak with my husband. She said "If you want to get rude with me, fine. With the touch of a finger I can have a garnishment order set up by tomorrow for you." Once again, I explain I am distressed because I need to speak with my husband but I do not like being threatened so I would like to speak with her supervisor. She says she is the supervisor so there is not one other person I can speak with. She tells me she has no supervisor. I said, "Someone had to hire you so how do I get in touch with that person?" Then she actually says "Are you an idiot? I mean are you a blooming idiot lady? You can go ahead and talk to the president of the company" I realized I was not dealing with a rational person so I let her finish with her "idiot" tirade. Then I reminded her she offered to get me the information about the company president. She said "Yeah, I'll get you that information, this is how...." and hung up. I was very unhappy and realized I could not even look up who this company is because never once did they identify themselves. All I got was a name, if that was even her real name. I called back. This time I got a man who calls himself "Keith Nelson". I explained to Keith the situation and that I was calling to make a complaint about "Lynn". He supposedly took the complaint then proceeded to attempt to collect this debt that I don't know about. Again, I tell HIM the same thing. I have to speak with my husband. He tells me I am playing games. He needs a number HE can reach my husband at. No, not giving him the work number, sorry. He said fine, I better get in touch with my husband and me or my husband HAVE to call him back by 8:30 tonight or HE will start garnishment of pay tomorrow. I asked him for the company's address. He said they sent us bills, its on those. I told him I have not seen those bills so I needed the address. He told me that is not their fault, I need to find the bills and get the address from there. I ask him the name of the company. He says CRS. I had to ask him twice what it stands for: Capital Recovery Services, he tells me and reminds me to call him back by 8:30.
Through research I was able to connect Capital Recovery Services to an attorney by the name of Douglass Burgess. Is this attorney the same one you all are speaking of? And what can be done about this? If you have read this far THANK YOU!! I don't know if it is the same company that you all are talking about and I need an address. Any suggestions? The phone number I have is 1-888-397-9500 but again, he refused to give me an address. Thanks.

J

I had a thought as a potential victim of this scam. Instead of every individual seeking personal representation, (and the costs involved)why don't we all get together and file a class action lawsuit ????

Please reply to email address removed as per forum rules - Mike

Thx
and good luck

I never took the time to look up the 'Law Offices of Douglas R. Burgess, LLC until today. I'll have to say I'm a little shocked and worried. Several months ago I was contacted by a woman trying to collect a debt on an outstanding check from years ago. I admit I wrote the check and it did in fact bounce, but I tried to pay Circuit City with cash and I couldn't due to the fact that Certegy took over as soon as they recieved the check... long story short. I hadn't heard from any collection agency of any kind for years since I moved. When she called I couldn't afford the full amount and she requested that I ask around to find someone to assist in paying and call back. It slipped my mind. Awhile later I was contacted by a Mr. Carson I believe is his name, anyway. Mr. Carson was extremely rude to me and threatened me with a lawsuit and I calmly explained to him that I was willing to pay the debt if they would send me out a letter proving that he wasn't just some weirdo asking for my money. I never recieved a letter. Later he called again, this time I agreed to pay $25.00 a month as soon as I got the letter I requested. I went ahead and sent the first payment and still no letter. A couple months later, he called again. I explained why I didn't send any other payments after the first and he said he would fax a letter. So I drove to town, (out of the way) and picked up a $2.oo fax, then drove home and called him back. At that time he told me that he couldn't accept payments from me any longer and I would see them in court. At that time I contacted a lawyer in town and asked them about the situation. They said that I was okay and I'd just have to wait for it to appear in the courts and/or until the account was sold to another collection agency which is what usually happens. So, at that time I contacted the office of D. R. Burgess by phone once again and requested to speak with Douglas R. Burgess himself. I was told that was impossible. So I asked to speak with someone of equal standing. They hung up on me. So I called back. For about 3 hours I called until finally I spoke with a woman who claimed to be the lead parallegal. I explained that I wanted to take care of the debt the best I could and that I just needed some form of proof that the company existed I quetioned her asking if she would do the same. I at that time aslo requested a statement after they recieved the payments so that I knew they had. Well... this is turning out to be quite long. I was looking online for them today because I glanced at the paper they did finally send me and the amount is not what they stated over the phone. It isn't even the amount that Certegy gave me. I did pay Certegy for awhile and had the amount of the check down. I told that to the D. R. Burgess office rep and she said that they didn't have to verify the actual amount already paid, they bought the loan and it states the full amount of the check and that is what I had to pay to them. She finally agreed to the amount I gave her from certegy over the phone, but it isn't the amount on the paper I've recieved from Burgess. Actually the amount after adding what I've already paid to Burgess doesn't add up. I have not paid them this month and I'm not sure I want to after reading a few of these sites. Please, if you do in fact get this. Contact me and let me know what you think.

Sincerely

Sav.

I too have received a call threatening suit. When they offered to settle this supposed $783 debt for $400, I got suspicious, nobody takes 1/2 for a debt that is still owed, supposedly.

So I did some research myself, found this site. With very helpful information including a sample letter you can send, which I have.

giovelawofficeexposed.com/burgess.htm

These debt collectors are losers. They can't do shit to you. I have owed so much in credit cards over the years, all due to a health issue. My debts were written off and charged off. These low life collections rimrods buy you debt for pennies on the dollar....(say you owed a credit card company 10 grand and that company charged off and written off this debt). Now the collector buys this info for like 50 bucks.....then under law, can say you owe any amount of money. They can say they will cut you a deal @ 50% off. If you pay, then they made a shit load of money.
I've been getting calls for years from tons of collection companies. My mom has been harrassed many times as well. I immediatly send out by certified mail....a cease and desist letter with a return signature receipt for my records. By law, they can only contact you one more time after they receive the letter. Any more than that, then you need to file complaints with aca international....who is like the bbb of collection agencies.

I have been fighting with low life collection agencies for a few years now and little by little am getting my credit repaired by sending out cease and desist letters and other complaint letters. Lmao,,,,,these low lifes telling me i owe them money on a debt that has been charged off, written of and the statue of limitations have expired on. I call their bluff with form i find online and send to them all. An hour ago, i received a call from burgess ca saying i owe them. I am calling their bluff today and sending a cease and desist letter. I would be more than happy to see them in court if they wish to push the envelope. I have learned about these agencies and there illegal and deceiptfull practices and i use the law to my advantage to take legal recourse and they all have backed down except for 2, which i have filed motions to see them in court.........they decided not to go.

Just the threat to sue you is illegal. You may also want to look into you states statue of limitations on debt collection for open accounts. If the debt they are trying to collect is past the statute of limitations then they can not collect or sue you. Also ck you credit report. the 7 years +180 days dtarts on the first day the deliquency happened and they only have 90 days from the that date to report it to the credit bureau.

I was contacted by the Burgess Law office and a Ms Crandall, she literally made me cry threatening me with a law suit and garnishment of my wages. I have also had dealing with a gentleman Nick Fuitko who works there and likes to pretend he is a sheriff or police officer. He has stated that he is coming to arrest me. come to find out he is in NY state and i'm down south.

S.
That is a complete no no for Mr. Nick to do that, unless he is really a police officer. I would contact the FTC and make a complaint. Also contact your states AG or DFI. And if you really know that he is from NY, contact that AG also. I would do that as soon as possible.

I feel so bad that these kind of people are doing this to you. Kind of reminds me of Bass & Associates. Just stand your ground with them and let them know that you know your rights and also let them know that you have files complaints to the different states and the FTC. These people need to be stopped!

I just got off the phone with Eric from CRS, he would not give me his last name, said there was no need for me to have it. He threatened me with a law suit, garnishment of my wages. He says that they've mailed me paperwork, I've never recieved this paperwork. Does not give me the chance to say anything talks right over me, and yes they are suing. Any suggestions on how to stop this harrassment

just heard from burgess law office. threatened litigation at very first contact knowing full well the sol had run (my sol means you are sol!) they left messages with friends and family, threatened to sue and seize, and all the while never sending anything in writing. wonder why? finally got a faxed verification (that i paid for, of coarse) that turned out to be nothing but a letter by them stating the same things they had been saying over the phone. big whoop. knowing your rights is the best defense, if you do they can not get over on you. i hope this is over but i would not put anything past these dirtbags. i informed them the sol had expired and they then agreed they could not take me to court but she still said they would refer my case to the attorney. what does that mean? does anyone think i should still send in a formal dispute letter?
email address removed as per forum rules - Mike

First and foremost do not get into arguments with them over the phone. If they are reasonable, they will listen, if not, then do not waste your time.

Second, yes you need to send them a cease and desist pointing out what you stated above. Send it certified with return receipt.

If they continue, then you should seek the assistance of a lawyer. Have you contacted the AG in your state as well as theirs? This has always worked for me. I think they are in NY...which is where I live. The NY AG is superquick with getting a response from collection agencies...at least in my own experiences.

Good luck.

We received a message from a Mr. Rodriguez from Burgess Law Office back on July 25th 2007. The message was left on our answering machine. Mr. Rodriguez claimed he was calling us regarding an "urgent" law suit with case number ***-*** filed through our County Clerk's office. We had no clue what he was talking and had never been informed of any pending law suit. A friend of ours whom my husband had worked with was seriously injured on the job in a company vehicle in a multi-car accident on the freeway caused by somebody else. Traffic was stopped on the freeway while an accident was clearing up ahead and some guy in a large pick-up dropped his cell phone, bent over to pick it up, and in the process smashed into the stopped traffic. Our friend was in the very front of the line of five cars. The woman in the car behind her died at the scene and my friend had to be rushed to the hospital. She was out of work for several months due to her injuries. We knew that she had filed a suit against the driver. We thought perhaps this was the law suit in question, so my husband called Mr. Rodriguez back and left a message at his extension asking him to please call him back on his cell phone.

It was after my husband had already left his cell phone number that we decided to do an internet search of the law office's phone number and also to search for that case number he had given us. We were curious to see what was going on. First off, we could not find anything under the case number he gave us in our message. As far as we could tell it did not exist. Then we found this thread. A lot of you have mentioned that the law office called regarding some old unpaid debt you once had that may have gone to collections but it had been taken care of in some form or another. In our case we have no unpaid, overdue debt. My husband has never had a credit card or anything to that effect. I've never had an outstanding debt. In fact, our credit is rated as excellent. We even checked our credit reports after hearing about this scam and there were no outstanding accounts in our credit report either. We were awaiting a call back from this law office to hear what b.s. story they had for us, but never heard a word...until today.

Mr. Rodriguez called my husband's cell phone this morning and told my husband that he had been speaking with ME at that number for the past week about a "Mary (insert my maiden name)". Mind you, my cell phone account is still under my maiden name. I had added my husband to my account prior to us getting married and have just not gotten around to getting my name changed on the account. Not only that but I do not have any relatives by the name of "Mary", nor had I ever spoken to this man at all. My husband told him he was full of it, that there was no way he had been speaking to me at that number as it was HIS personal cell number. The guy abruptly hung up. So we still have no info as to what this supposed debt/lawsuit is about. I am prepared to file a complaint with the FTC, our state Attorney General's office, and the NY State Attorney General's office. I'm just waiting for this guy to give us more than just a bogus case number. I want to find out what this bogus debt/lawsuit actually is, so I can file my complaint with more meat to it.

These guys tried to make me shell out $6000.00 for a credit card I had that had a $300.00 limit. I did have a bit of fun with them. My advice is demand proof. They will not give it to you. For instance I supposedly owed Citibank all this money. I called Citibank and they could not find me on any records as far as even applying for a credit card. Don't worry

I have been receiving calls from this law firm off and on for a week or 2. They call at late hours or just strange times. They actually gave me a case # today and told me I needed to call them or have my lawyer call them at the 800 # extension 25. I thought she said Vergus law firm and after listening to teh voicemail several times I finally made out the actual name and here I am. I've read all the pages of this thread and a few other forums and I'm still confused on what to do. All of my outstanding debts have been settled or charged off and I haven't had any credit cards for several years. I've never seen anything in writing. Who should be my first contact with help? I have an uncle who is attorney I may start with him. any advice is appreciated.

I too have been receiving messages on our voicemail from this "Law Office" concerning a perticular file #. She left the 800 number and that's how I found this forum. She mentioned that this message was for "William (with the same last name as me)." No one here by that name.
I thought about calling back, but now I'm thinking that I don't want them to know that my phone number is a good contact point.
This sounds like the same issue that KM had. I think in our case it's a scam. I plan on continuing to delete any messages I get from them. (there's only been two so far).
I like the Cease and Desist letter idea though. If they keep calling I may go that route.

why is someone calling and claiming to be calling from the Burgess law firm and the number comes back to this...
Portfolio Partners
Job title: unavailable
Company: Portfolio Partners
1625 Buffalo Ave

Niagara Falls, NY 14303-1545

(716) 282-3300


is that legal?

Theeerrreee Baack...

It had been awhile since I had heard anything from these clowns, but there was a message on my answering machine when I got home from work today. Still looking for a Mary (insert my maiden name). I find it very fascinating that they use "Mary" and "William" like in SMC's case. Two very popular names. So anyways, Aaron called me this time saying he had received a file on his desk concerning Mary so-and-so and that they have been trying to contact her many, many times. And to please call back or else legal action would be taken.

Now what I find very interesting is that about two weeks ago a different law office, this one based out of Utah (Riddle and Associates or something like that) called my number looking to collect from a Mary _____ as well. I don't know if these two places are in cahoots together or what their deal is, but after doing an investigation into this Riddle and Associates place it appears they do the exact same scan as Burgess. So my guess is they are some how connected. Either that or some woman by the name of Mary found my phone number out of the phone book and has been using it. But what it really sounds like is that these guys just grab your number from somewhere and start trolling to scam people. :roll:

These collectors are idiots they threaten law suits, most states require the suit be filed in the debtors home city meaning the attorny must be licensed to practice in that state. In Ca. they cant charge for more than the debt plus 10% so the case will cost more than they collect even if they file a case in your town go to court they wont show up but if you do you can request the case dismissed with prejiduce and it goes away most judges hate any lawyer who fails to appear for a case they brought.

I picked the phone up and said nothing. A male said they were getting a warrant for my arrest that day. I started laughing and told him to get it. From now on I will just pick the phone up and waste their time.

it's simple burgess law office is assisting another company in debt recovery from what i can tell and this site is a pathetic attempt to help absconders

Welcome to the forum guest.

This site is simply for consumer advocacy. We highly back the concept that a person should pay what they owe. However we also help educate people to their rights, when a collection agency violates the FDCPA/FCRA then we let them know about it. People should be educated to their rights afforded to them by state/federal law, be it regarding collections or anything else like property taxes. People should know these things.

Also, speaking of absconders... which is a more articulate way of accusing people of theft. Check out the sites debt consolidation options. We not only give people advise but can also help them pay their bills.

That is after all where the debt consolidation care aspect of the web address came from. Not sure how you missed that.

I did a 'Google', on this Burgess person. ALOT came up, "illegal practices, fraud, etc." I don't remember the exact words. I'm sure someone can look them up. It ALSO said, ( on Google..) 'if you come in contact..phone or e-mail..contact the New York City Senators Office. Had ALOT of different numbers and names (alias'...I guess) that this Burgess is 'claiming'. Hope this helps someone.

I have just been contacted by these people also. Are they a real company. I am not giving any bank number out. They say they have contacted me over 30 times and they have only left 3 messages so far.

I have just been contacted on my answering machine by this office. They used my county name I suppose to scare me which it did but I then came to my computer and googled it. From what I have read I will not contact them. My fears are they will start harrassing my job and family. I think if I ignore them they will eventually stop harrassing me. Like everyone else nothing in the mail. I refuse to let them bully me. I'm not paying anyone off to harrass me.

Hey all these people are riduculous. They scared my grandmother have to death what they are doing is so wrong we all need to do something about this. any suggestions? They are truly fake I contacted them and gave them a piece of my mind.

I received a call from Burgess, at one time. They called with a 'Private Number' and were VERY rude. Actually....it was the 'secretary' who called me. When I asked to speak to Mr. Burgess, she said that "she handles all of the 'issues'. Oh, well. I asked for a number I could call back. She never gave me one. I 'Googled' the 'law office'........SOOOOO many complaints and "illegal activity ( according to what I found).

Sean Bowman
Office Administrator
Burgess Law Office
4246 Ridge Lea Rd. Suite 1
Amherst, NY 14226
1-800-976-0890
716-833-0188 Ext. 10
716-833-7066(fax)

Sean Bowman
Office Administrator
Burgess Law Office
4246 Ridge Lea Rd. Suite 1
Amherst, NY 14226
1-800-976-0890
716-833-0188 Ext. 10
716-833-7066(fax)

I have a debt with them, from an Orchard Bank account that was 300.00 Now they want 1812.57. The card was in my grandmothers name who is 87. They called her first and of course she said it is not my debt call my grandaughter, they rattled off her SS# and of course scared the heck out of her and told her they were going to press charges against me for credit card fraud. So I contated them, they would not settle for less than 950.00 i gave my bank info and in the duration of the two weeks that the check was dated for, I had some problems and the account got closed. So now they called me back saying they are coming to my county and arresting me? I told them I would make payments and they would not accept less than 450.00 give them my cc number to secure two payments, I refused and said I would not be put in that position again, I dont have that much, so they (she) told me get an attorney cause I am going to jail for passing a bad check and for credit card fraud since I used my grandmothers card illegally. Now I think I am in more trouble? I found the website and filed a formal complaint with the New York State Office of Attorney
Grievance Committees, she said I do have a grievance because I was threatened, but I should pay my debt? Well who do I pay should I send Burgess money on the returned check?

SOLICITING IS NOT ALLOWED PER OUR TOS - READ IT, PLEASE.

anyone else think it's odd that all of a sudden none of their 800 numbers are working?

Got a call yesterday from this office. A Ms. Clark left message saying I was to call the office pertaining to a civil matter against me. Returned call and was told I was listed as a relative/contact for a person I have never heard of. I was told that they were sorry and would take my name off the file. No threats of any kind yet and hope I don't get any.
I called the Ohio office of the Attorney General and they had me call the Federal Trade Commission. Left report with them.

If people paid there bills instead of running from them- pretty much stealing money from the banks and such then you wouldnt have to worry about bill collectors or legal assts. calling you!! If you were gonna pay your bill then it wouldnt of ended up in collections in the 1st place!! and 2nd of all if you agree to pay your bill then the collector doesnt have to threaten so threatening comes only upon refusal!! pay your bills people and stop complaing about collectors!! just remember if you pay your bills then you will never come in contact with a collector of collection agency or law office- you bring these problems upon yourself!! PAY YOUR BILLS AND STOP CRYING!!!!!!!!!!

non-debtor, why don't you take your collector drivel someplace else and crawl back under your rock from whence you came.

This "Law Office of Douglas Burgess" called my number looking for my next door neighbor. It was a voice mail message, so I just transcribed the info. and relayed it to her. Now I'm reading all of your posts, and I'm hoping she doesn't get tangled with them.

They have actually contacted me several times on the same account that has been taken care of. Before the account has been taken care of, I didn't have the money to pay. So they told me to ask family for the money. My family doesn't have the money either. They have hassled me for about 3 years now. Do not give them money, do not deal with them. If you think you still have a debt, contact the actual company. They will give you the info that you need.

:shock: I get an automated call at least 2 times a day. I have called and talked to them,. Have told them I do not owe them that money They are not a law office. They are scum bags. Every time they say they are just about to go into litigation. They have an affadiavit saying I own them but I have yet to see it. I just play with them and they get mad a nd hang up. LMAO

Mr. Burgess, if you don't stop calling my home regarding an account for someone that does not live at my number, then I WILL TAKE LEGAL ACTION AGAINST YOU. If I don't answer my phone then it is obvious you don't have the right person. You even leave the name of the person you are trying to reach and I have never heard of them. Stop it now.

Summertime, you have a forum that assist people with CA's, you need to contact this Mr. Burgess by some other method.

got a call from Chris Osborne a legal assistant from Doug Burgess' Law firm they told me I owe on an outstanding Visa bill that I haven't made a payment for over two years. I told them that I should have the legal right to see all the information they have so copy it all and send it to the address thay have for me and I'll call them back when I look it over. They didnb't like that but really changed their tune and tone and said they will.

Hello, I too recieved a phone call from this company, and spoke to several people. I'm refusing to pay my debt, because the inital debt from 6 yrs ago was for 250.00, after I lost my job I called the credit card company, explained my situation and had the account froze, I'm still not working, and frankly, it hasn't been a priority, esp when other bills come first. Anyway, 6 years later my mother receives a phone call from Douglas R Burgess Law Office 866-553-4185, asking for a payment of 1500.00 I told them, I understood I owed a debt, but when I was able to pay, I would only pay 250.00, and no more, since that was want the original debt was, and my account was froze. I asked them to give me a couple months, since were had just had a house fire, and I wasn't in the position, a month later a different guy call from the "law firm". I again told him the situation of the difference in money, he told me he would discuss this with the Loan officer, and that he would get them to agree to not proced with suite. I then Laughed, and informed him that first of all that I knew he did not work for the Credit Card company, that the collection company he worked for more them likely bought the debt for 5 cents on the dollar, and that I lived in the State of Texas and that legally they could do nothing, but harass me with phone calls, and since they were a third party by law if I request the phone calls to end by law they could not call me. The guy snapped at me, and got real rude, told me that if I knew the law so well them to kiss his ass, then he claimed by law he could call me every 3 days, and that He would, I informed him that was not true, and informed him to ceast phone calls and to never call me again, he yelled some more and threatened I hung up, and received 3 calls immediately after that were automated. I haven't heard from them in a few weeks, but waiting. Most important thing is know the law in your state, and don't let them sucker you in.

This Burgess guy is NOT an attorney from New Jersey. He happens to have the same exact name of a good, reputable, attorney in New Jersey who is in no way affiliated with Douglas R Burgess law firm. As the one in NJ does not have a firm with his whole name in it, and his middle initial is not R, and has never worked in new york. and he has NOTHING to do with collections work. Please make sure when you talk negatively about someone, realize that there are people in this country that have the same name, so specify which Douglas Burgess you are talking about.

http://www.creditmagic.org/repair/douglas-burgess.html
MAYBE IS NOT THE SAME GUY AND YOU HAVE NOT TO WORRY ABOUT THE BAD FAME OF THE OTHER BURGESS.

I am an ex-collector for this firm, and i thought i was working for an upstanding company! WRONG! these people are rotten and anyone that gives them any info regarding their accounts(banking) is putting theirselves at risk of this so-called law firm cleaning them out. when i left, i thought i had actually done some good and helped a few people to improve their credit situation. weeks after i left, i found out that burgess was going under and tried to take withdrawals from several accounts that payment plans were agreed upon, and they tried to take out the balances in full...i felt horrible for these people because i actually tried to work out comfortable arrangments to help them repay their debts in a way that was easy for them. never admit to a debt...require validation of the debt before ANYTHING is discussed! and always always get a settlement if you decide to pay, but get the terms in writing before you set up or send payments!! these places will settle for less than 50%! ive authorized balances down to as little as 23% so keep at em, they WILL go lower, no matter what they say...worse case, hang up and give them a few weeks to stew, then call back and DEMAND a settlement!! Good Luck!!

This company is a scam. Do not pay them any money and seek legal advice if they threaten you. They often call about debts that you either a) don't own or b) are beyond the statute of limitations. They get these after other companies no longer want them or can't collect them because the statute has expired. Document everything and sue them for a few thousand dollars very easily in a quick settlement. Put these con artists out of business.

Hello, I am looking for a Law job in California, can anyone recommend me good legal job board.

don''t feel bad we had same problem agreed to make arrangements they agree to send paper work. they got money we got no paper work on the 3rd installment we noticed the back draft was going to someone other than burgess. when we caalled they told us they had sold our collection to another group- when i called them all i could get was a recording an no one would call back so we closed acct and opened another.
no they have sold to someone else and said since we closed acct that are going to sue us for "check fruad" the company called "national processing". they did offer to call on our behalf and see if new agency would be willing to work with us other wise we now owe2500.00 pluse whatever goes along with criminal charges of check fraud. spoke with check fraud person and he said i could take them to court for illegal practice, threats and something else.

don''t feel bad we had same problem agreed to make arrangements they agree to send paper work. they got money we got no paper work on the 3rd installment we noticed the back draft was going to someone other than burgess. when we caalled they told us they had sold our collection to another group- when i called them all i could get was a recording an no one would call back so we closed acct and opened another.
no they have sold to someone else and said since we closed acct that are going to sue us for "check fruad" the company called "national processing". they did offer to call on our behalf and see if new agency would be willing to work with us other wise we now owe2500.00 pluse whatever goes along with criminal charges of check fraud. spoke with check fraud person and he said i could take them to court for illegal practice, threats and something else.

I was wondering if there were actually sites online where i could get free ringtones? because everyone i have seen you have to pay for?

thanks alot
Landon