Mods help ensure all personal info is out of JeffFoster Thre

Looks like it's been done, the link is a dead end now.

The worst part is that when I spoke to his supervisor about this she just hung up on me. Maybe it wasn't really his supervisor. I don't know.

I remember that night with Jeff on here and posting your info. I know I tried to delete the personal info. as soon as he posted. I'm sorry this person is doing this to you. Hopefully, with the changes happening this creditor won't be able to do this to you again, at least on here anyways.

McFizzle.......

You should have copied the posts. Then litigate!

Does Foster call you at work and home?

Well, I misposted the link. It is still active, but it appears that my name is not anywhere to be found. Thank God.

For those of you who I have talked to on here and sought help from that being mainly Kyside and Steelers1, I want to let you know that I am down to 2 PDLS to pay off and then I am debt free. This board has been of extreme help in letting me know of my legal rights. I have fought back from drug addiction through the help of Cenkor, which rehabilitated me and offered me free room and board for 6 months as long as I maintain treatment, take courses toward a drug education certificate, and then do 1 year of part-time drug counseling at Cenkor. I have been able to put almost everything I make toward food and paying off these debts. Thus, saving me from having to do a debt consolidation program. Not there is anything wrong with that, but I really just wanted to get this all done.

All I have left is these jerks from Global, whom legally I only owe $110 to under my state laws, but who want $590 from me. And of course I have my full and huge balance to CTC, who wants $1,100 despite the fact that legally I only owe about $350.

These are two terrible companies. CTC/ECare is by far the worst of the seemingly endless amount of PDLs I have had to deal with. They are even worse than some of these rogue collection agents. I am a Christian and I know that Lisa Burton's family would miss her if something were to happen, but as crazy it sound she's probably the only human being I have ever thought "I would not care if she dies tomorrow," about. Not that I actively wish death upon her, but I'm really not sure she does not have something horrible coming to her due to the horrible way she treats hundreds of people if not thousands.

McShizzle....

Why would you post your place of employment? How did Global find you?

I just now had a chance to come to this site. I have been out of town and away from Internet till today. I kind of thought he was lying when he said it was on here but sure enough he did it.

He use to call work and home every day, but our receptionist cursed him out and told him to quit calling. He had been very very very rude to her even making fun of her Spanish-dialect that she has when speaking. He said something to the effect of "are you really getting these messages to him or do you need me to translate them into English." She said, "excuse me." He said "your English is terrible, J-Lo." She fortunately told this to me and not our boss, and I explained the situation. Next time he called, she yelled at him and said don't ever call here again. He quit calling.

I re-read all the pages back and forth. First, Suebee removed your personal info and then Steelers had to face a lot of negative attacks while protecting your identity. You must thank both the ladies here.

Congrats Apeshizzle, That's terrific. I want to apologize to you..There is no reason you had to come here looking for help and end up being attacked. All of us moderators are on our toes looking for this kind of stuff.

I've never posted my place of employment. Cenkor is a world-renowned drug treatment program that I am in. Unfortunately, they gave Global my work information because they are trying to help me take care of my "problems," and they did not initially realize what swine I was dealing with like Jeff. They obviously no longer give it out.

I have never posted my employer for obvious reasons. As for Cenkor, I am proud to be part of their program as they have impacted so many lives of people like me who turned to drugs and were to weak to get off them without clinical help. They are not my employer. They just help me find a good job!

McSwiizzle Stick.....

How did foster find you here?

Thank you to anyone who deleted the stuff. Steelers1 needs to be commended as does SueBee. I have mainly just used this forum to read about others, learn the law and learn what is happening in this collection world, and vent. But when I have sought out help, there has always been great advice from many, especially Steelers1 and Kyside.

I told him that I was aware of my rights under the fdcpa and my state laws, and that I had read what his company was doing to other people in my situation on the DCC Forums and Rip Off Report.

I am really happy to hear that things are turning around for you! :D 2 to go isn't bad, I know dealing with GFS and CTC is difficult and they are a few of the worst. Did you revoke your voluntary wage assignment with CTC?

I can actually find humor in 2 things in Jeff's sickening thread. One is that a lot of that stuff he said about not complying with the fdcpa, etc. is verbatim what he says on the phone. He has like the same three lines and he just repeats them every time.

The best part though is the "Jurisdictional Hierarchy" crap. A couple weeks ago, I actually thought we were going to settle this. He had talked with a supervisor who had reviewed what I faxed them on Texas laws that included a settlement proposal from he. He starts trying to tell me why I am still wrong and why they do not have to honor Texas law, blah blah blah. He starts stuttering as he is trying to say the reason. Then he puts me on hold. Presumably to buzz a supervisor or look something up. Then, with all the confidence of a featherweight boxer going up against the heavyweight champion of the world, he says "because of jurisdictional hierarchy, we don't have to follow Texas law." I said "what does that mean." He literally says, "I don't know, but it means we don't have to follow Texas law, only Delaware law cuz the loan was made in Delaware."

Our HR person emailed me about receiving the wage assignment and actually sought my express permission. I said heck no. I had sent CTC a letter revoking it but was to embarrassed to send it to my HR, just hoping it would never happen. Sure enough, CTC had already sent the Wage Assignment to my HR. My HR said that they always ask the employee to make sure because they don't want to end up getting in trouble if it really is a fraud.

That makes absolutely no sense. The loan as in Delaware, first in order for that to be true they have to be a licensed bank in Delaware. And they are not located in Delaware or have a license in Delaware. They are located in the UK. They really don't know what they are talking about and are counting on others not to know as well. And I would've told him that you have your own "Jurisdictional Hierarchy" and that would be "food and shelter come first".

LOL. Yeah. They are just banking on ignorance, but you would think after about 6 weeks of this they would give up.

Honestly, to get this over with, I'm considering upping my offer from the legal amount of $110 that I should owe to $200. I know that sticking to your guns is important though. Keep in mind, they say they will take nothing less than $400. It's sad but I would probably consider the extra 90 bucks a worthwhile investment to have this creep out of my life.

Ape--

Has Lisa Burton contacted you lately?

Wow, I just read the entire thread posted last week from this Jeff Foster guy. He really is clueless when it comes to state law. How much have you paid on the loan thus far? THEY HAVE TO FOLLOW TEXAS LAW. They have a bad record with the BBB. It seems he used to work for Sonic and then onto Cashnet or Global. What does this tell you about him? Don't give up and give them extra money. Have you reported them to your consumer protection office? What he did last week on here was illegal. There is no way around that fact. If you have paid what is legally owed by your state, then that should be the end of it.

Congratulations on only having 2 PDLs left to go! I remember reading the post by this Foster guy and couldn't believe he would actually post personal info on someone. It seems like he's just looking for a lawsuit! The best of luck to you on your other PDLs.

Congrats on your success with the PDL situation! I hope to see you on here soon posting that you are free from those loans.

Ape-I'm sorry for all your problems, hopefully, that is taken care of and we won't have that again! I am glad for your pdls and your secess with them!! That treatment center should have never given out ANY info on you. I do that kind of work, and you are protected by confidentiality laws, andcan't even tell anyone you are even there! Hope you get it all worked out..Good Luck..KAren

Ape,
That Foster guy sounds like a real piece of work! What a jerk! I do have to tell you to stick to your guns. You will beat this clown!! Report him to your local authorities. NAIL HIM!!

Quote:

ape - I was furious when I read that guys thread! He is on my burn in hell list. Keep up the good work and remember somethings you just can't control, put this guy in God's hands and you will be fine.

LOL Jeff, even he couldn't explain what it meant. Sounds like a bunch of mumbo jumbo to me. :-)

Almost sounds like a Bushism!! (kinda like I'm the decider??)

Brownsugar -- I have not heard from Ms. Burton in over a month. She said my file would be sent to Universal out of Texas. Based on this forum, I gather that this means Universal Fidelity out of Houston, who is really shady.

Mishele -- When I remind Jeff about their BBB rating, Cease and Desist Order, the fact that they are not even doing business anymore at all, etc. he just denies it and reverts back to "you're the one who can't pay your bills." He's really a class act.

I have paid CashNet 315 on a 350 dollar loan. They claim I owe $590 but will take $490. Jeff said they could do $400, but I just got an email from a Karen saying they will only do $490. My reading of Texas law is that I only would pay $12 per $100 loaned in Texas, so I only owe $77 more plus the $5 fee they charge to process my payment.

DBaker, SueBee - Thanks for your support. I think that Mr. Foster believes he is above the law.

Karen - Technically, the treatment center did nothing wrong because I signed some paperwork allowing for certain releases of my information. By enrolling in their program and them helping me find a job, I had to certify that I had no pending criminal charges, was not wanted by the law, etc. The reason they have us sign something, is mainly if law enforcement contacted them looking for us, they want the right to release our information. Now, I really didn't think about this when I signed it. As soon as the harassing PDL calls started, I explained that this was interfering with my job, that these calls were based on mistakes I had made PRIOR to cleaning up, and please don't give out my number to anyone other than law enforcement. I don't think we should have to sign a form like that, but I really do see the general point, as most urban rehabs are notorious for people going there to get a reduced room and board and hide from the law. They want to avoid such a reputation.

Ape I am so sorry that this Foster guy did this. I never realized it was you he was tralking about on that thread. I am so glad things are working out for you. Dont pay these vultures a dime more than you owe them. You deserve a fresh start at life. Best Wishes KYSIDE38

Have they told you how they are coming up with such a high figure? It doesn't seem to mesh at all. I wouldn't pay them anymore than you by Texas law. They can argue that fact all they want but they must abide by the laws in Texas. Let me do some more research on Texas law today. I will see if I can come up with something else for you.

Ape, I am from Texas and have fought and won a hard battle with the PDL's. If there is anything I can do to help let me know.