Hmmmâ€¦well, I am embarrassed to confess that though I say big things about savings in this forum, my personal record with saving is horrible. I can hardly manage to set aside any amount from my pay. To be honest, I donâ€™t lead an extravagant life but still find it hard to save.
Can you tell me how much you guys save? And, how do you accomplish it?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.