Well I have been given a clean bill of health (more or less) with only minor, controllable problems. I have decided to do something more with my life and honestly? All of you here and what I have learned here and in my research has helped me to decide on this course of action.
I am going back to school! There is a lack of consumer attorneys in the Texas panhandle who are also up on the debt collection laws. (I knew more then one consumer attorney I called once). So I decided to study to become a consumer attorney.
I know the road will be long, but I think I could be really good at this and my husband is totally in support of this decision.
So I just wanted to thank you all for all the help and support I have received on this site!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.