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Riddle & Associates

Date: Thu, 03/02/2006 - 16:16

Submitted by TMD
on Thu, 03/02/2006 - 16:16

Posts: 280 Credits: [Donate]

Total Replies: 9


I got a letter from Riddle and Associates, regarding a direct tv bill for $200, and Riddle is charging $98 attorney fees. I read somewhere that they cannot charge attorney fees unless they take you to court. Is that correct? Is anyone else having this problem? I think I remember reading that they got in trouble for this before, so if anyone else is having this problem with them, please let me know. I am faxing the letter to attorney Ed Combs tomorrow. Maybe we can get another class action suit against Riddle.


Found the part about attorney fees, sorta...on edcombs.com:

[quote]COLLECTION LETTERS AND PRACTICES

Please send us copies of any collection letters. Many debt collectors and collection lawyers routinely violate the Fair Debt Collection Practices Act. This is a Federal law which gives you certain rights and prohibits certain methods of attempting to collect debts. This may entitle you to recover money (up to $1,000). Typical violations include:

a) Contacting neighbors and employers when not necessary to locate debtor. This is an increasingly common, and illegal, practice.

b) Notices of privacy rights/ information practices that state that your information can be disclosed to subprime lenders and other third parties for marketing purposes.

c) Bad debt buyers seeking to collect credit card debts, with interest over 5%, from IL debtors, interest over 21%, from IN debtors.

d) Anyone sued in IL by a bad debt buyer who cannot provide account documents (not if judgment entered).

e) Changing the default date used to compute the seven year period a bad debt can remain on your credit report. A collection agency or bad debt buyer is required to use the same date as the original creditor. Often, they use a newer date, which allows the entry to remain on your credit report longer.

f) Adding unauthorized collection charges.

g) Threatening to report a debtor to the Internal Revenue Service if payment is not forthcoming.

h) Threatening criminal prosecution (mainly on dishonored checks).

i) Initial demand letters which insist on payment within less than 30 days ordon't clearly state the exact amount of the debt or suggest that the debt is increasing and that payment of some unspecified increased amount is required.

j) Sending large numbers of letters purporting to come from attorneys or collection agencies when that is not the case. Form letters from out of state attorneys are suspect.

k) Demands for attorney's fees prior to suit when contracts provide for fees only if suit is filed.[/quote]

Now I just need to find that thing I read about their previous class action law suit.


lrhall41

Submitted by TMD on Thu, 03/02/2006 - 16:52

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Received a very large bill for an auto that was reposessed 10 years ago. Also interest fees were added onto this charge that totalled over $4,000.00!!! I filed a complaint with the Attorney Generals Office and the Better Business Bureau


lrhall41

Submitted by on Mon, 12/18/2006 - 16:17

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Where are you? Did you get this letter from Riddle? If so, who was he representing? I've dealt with this firm before and they usually follow the law but sometimes they don't.


lrhall41

Submitted by on Tue, 12/19/2006 - 10:06

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I just ot a letter for a sprint PCS outstanding bill. I have not been a PCS customer for almost 10 years! I closed that account a Loooooooooooooong time ago. They say I owe them 800 bucks! + 130 in lawyer fees. sounds like a scam to me. They say they are from UT salt lake city. SHould i join the class action lawsuit?


lrhall41

Submitted by on Fri, 02/23/2007 - 14:09

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