HELP!! RUBIN & ROTHMAN are going to garnish my wages!!
Date: Fri, 09/18/2009 - 19:00
Hi, i am sorry, but I post this in another section and I am not sure where it goes but I am just getting to that point that probably many of you have gotten to or once were at please help.
Hi i typed this once and it didn't post so this one may not be as specific as the last, but i am getting a little too stressed about this so if u need more info please let me know.
Anyway thank for being here i have read a few posts and this community seems to have quite a bit of knowledge.
I received a default judgment income execution yesterday from my county clerks office through certified mail. It was about a ford credit debt and was being done by the collection agency RUBIN & ROTHMAN out of Islandia, NY. I live in western NY state. It states that the judgment is for over 7k and I must make payments to my clerks office or have my wages garnished 10%.
I have a ton of questions and want to make sure none of this is illegal or a bully tactic by a bottom feeder agency.
The date of entry on the paper says 10.3.2000 and of course over half of the balance is from interest that has accrued since that date. I never received a summons, EVER. I didnt even know this agency was trying to collect anything from me. I pulled my credit report a year or so ago and nothing from ford credit or RUBIN & ROTHMAN showed i owed anything to either.
I called the attorney general of nys office and the women said that i need to go to the clerks office and get all the documents the clerk has about this issue. I did that and the clerk's showed me they only had the document i received yesterday, absolutely nothing else. The woman at the clerks office said usually there is record of a summons, but there is none in this case.
I called the AG office back and the woman said that this does not sound good. She said I need to speak to the main lady there. She had me lv a mesg on her answering machine. I wont know more till monday.
I just want to know if I can do anything now to prevent the wage garnishment and to make sure none of what RUBIN & ROHTMAN are doing is illegal or just UNJUST!!!
Please let me know
thank you
JC
Hi i typed this once and it didn't post so this one may not be as specific as the last, but i am getting a little too stressed about this so if u need more info please let me know.
Anyway thank for being here i have read a few posts and this community seems to have quite a bit of knowledge.
I received a default judgment income execution yesterday from my county clerks office through certified mail. It was about a ford credit debt and was being done by the collection agency RUBIN & ROTHMAN out of Islandia, NY. I live in western NY state. It states that the judgment is for over 7k and I must make payments to my clerks office or have my wages garnished 10%.
I have a ton of questions and want to make sure none of this is illegal or a bully tactic by a bottom feeder agency.
The date of entry on the paper says 10.3.2000 and of course over half of the balance is from interest that has accrued since that date. I never received a summons, EVER. I didnt even know this agency was trying to collect anything from me. I pulled my credit report a year or so ago and nothing from ford credit or RUBIN & ROTHMAN showed i owed anything to either.
I called the attorney general of nys office and the women said that i need to go to the clerks office and get all the documents the clerk has about this issue. I did that and the clerk's showed me they only had the document i received yesterday, absolutely nothing else. The woman at the clerks office said usually there is record of a summons, but there is none in this case.
I called the AG office back and the woman said that this does not sound good. She said I need to speak to the main lady there. She had me lv a mesg on her answering machine. I wont know more till monday.
I just want to know if I can do anything now to prevent the wage garnishment and to make sure none of what RUBIN & ROHTMAN are doing is illegal or just UNJUST!!!
Please let me know
thank you
JC
Since you have never received the summon (check with your state
Since you have never received the summon (check with your state laws about the process of being served with a summon, not all states require it to be served personally at the doorstep), I'd suggest that you file a motion to 'vacate a judgement'. Check with your court clerk regarding the process.
