Creditor and collection agency trying to collect same debt
Date: Mon, 10/24/2005 - 12:19
How much debt?
They are simply trying to collect a debt. Only one company can collect, but both can try. It's not ethical, but cc companies are hardly ethical beings.
When something like this happens,Who should you send your paymen
When something like this happens,Who should you send your payment to,the credit card company or the collections company.Can one take you to court if you are paying the other? :?
Hi mom of twinsThis same thing exactly happened at the threa
Hi mom of twins
This same thing exactly happened at the thread given below with Shirley when she was paying to her creditors although the collection agency was holding the debt with them.
http://forums.debtcc.com/forums/pay-regular.html
No matter who is contacting you, but if the collection agency is calling for the said debt, they should produce a debt validation letter with a copy of the agreement letter stating that this company is authorized to collect the debt from you.
Usually, after the debts are sold to the collection agencies, the creditors don't accept the payments. They can only accept it when it is still with the creditors.
Regards
Roxette