I recently was a victim of a scam involving a loan

Hey jon_ness105, welcome to the boards!
I went through the same exact thing. I had to file a complaint with my bank and get my money back and close accounts.
I don't think that anyone can get your SSN from your driver's license number, but I suppose anything is possible these days on the 'net. I know you can request to have your SSN changed if you are victim of fraud....I had to. It's a pain because then you have to change records, etc, but it's worth it. As for driver's license number...not much can be done with that, so you can leave it as is.

Take heed of what information you give out to people. Your identity is their ticket to causing you all sorts of problems! If an offer SEEMS fishy (no money is ever FREE!), dont do it! If you need a loan, try to go through your bank!

Hi jon_ness105,

You may follow the following steps to protect yourself. These are the basic things to pursue when identity theft occurs.

• File a report to local police.
  
  
• Contact the fraud department of three major credit bureaus.
  
  
• Inform your bank and put a hold on your Debit/Credit cards.
  
  
• File a complaint with FTC.

Since the money that I sent was sent to Canada, does that change anything? I already filed a complaint with fraud.org and ic3.gov. I also contacted the Attorney General for my state. Thanks for the tip about the credit bureaus. I almost forgot about that. I'm sure it will be a long process to keep my credit and identity safe from here on out, but I appreciate all the help and advice, everyone!

Jon, you can activate a fraud alert in your credit file within 24 hours. The three credit bureaus will activate an alert and the data will be shared within them.

Your name will also be removed from all the offers of pre-approved credits and insurance for the next two years.

Experian keeps a fraud alert for a period of 3 months, Equifax keeps for 6 months, while TransUnion places it for 12 months. There is also the provision of 7 year victim statement for which you can keep the alert. But you need to be a proven victim of fraud to use this service.

Be sure to file that police report, because each of the credit bureau's will ask for the report number. All you need to do when you call the police department is explain what you did, and that you think you've been a victim of fraud. Also be sure to mention that you'll need a copy of the police report (may not be available right away, but at least the number will be). The copy is for your records, and then with the report numebr, you can give that to the credit agencies when they ask for it.

....and they will. I've already been down that road disputing an item on my report.

As I've said before I almost sealed a deal with Allied Mutual however I did send them a copy of my drivers license and a voided check what do I do? They however are stil taking my calls even after I told them their company had a bad rep. The guy I talked to admitted they were going to court do to someone writing such bad stuff about them on this forum.Chris was his name and he claims they are a legit company (of course)I asked him if he would email me something saying I would recieve my $980.00 back he said he would and I'm still waiting!!!!

Quote:

That is why I didn't go with one of these companies. I didnt feel comfortable handing them my DL and bank info.

Mikey-- the guy probably was trying to get up money for his legal fees.

Keep us posted

People CAN get your ss number from your drivers license!!!I know first hand.I am a victim.

Vinnie,

Do you mind shedding some light on how driver's license can by used to obtain SSN#?

I have never heard about such type of incidence. If you can help us on this, we will be cautious in future.

I know a few states that use your SSN# as your driver license number. You could easily request to have the number different.

Most of the states that did this, have now changed the policy, and are using actual letter/number comibinations.

In the new DL number, its long enough to where it can't be easily memorized. The DL number should also be protected. Some financial instiutions even recommend that it not be put on your check(s).

Regards-
Mike

Yes Mikey is correct,until this year my ssn was my drivers license number.I live in Virginia.If you have an old license,unless you request a change,it will still have your social on it.