How much can I offer United Cash Loans to settle my account?

How much do you owe? I have settled accounts for from $200 to $500. I also settled one for the amount of the loan + 1 interest payment ($300 + $90 fee)

ameriloan is $475, united cash loans is $355. I have paid at least $200 in interest before i defaulted. Since i have 3 attempts I might start out at half and work my way up.

The company that settled for $200 was a company I had paid over $1000 to since taking out the $200 loan several months earlier. I am no expert by any means. The payment arrangements with the most recent loan I settled were that they wanted the original loan amount and 1 fee amount. Which I was glad to do so they would stop adding interest to the account every 2 weeks. They let me pay it out over a couple of months. I DID NOT have a loan with either of the companies you are dealing with.

I settle with united for $150.00 and owed about $270.00 or a lil more.

Were you in default with united when you settled or still paying them?

I received these emails from one click cash, united, and ameriloan...All 3 of these are the same place..I had 13 loans, I am down to 5..I'm taking 1 at a time, AFTER i pay the house bills, and car. I'm not nervous and worried about these anymore. They can't really DO anything to me. They'll get paid when i have the money.

I nedd to set up payments on my account. Account number *****

Account number deleted for personal safety- Vikas

Wendy,

Following is the address to contact ameriloan. You can set up a payment arrangement with them.

Ameriloan
2533 N Carson St, Ste 4976
Carson City, NV 89706
1-800-362-9090

I finally got united cash loans to respond to my email and they settled for the $390.00 owed to them. The address they stated the payment must be sent to is United Cash Loans 198 S. Eight Tribes Trail Po Box 111 Miami, OK 74355. Is this a legit address where they claim to be out of Carson City, Nevada?

BBB is listing the following address for United Cash Loan.

2533 N. Carson St Ste. 5020
Carson City, NV 89706

How are you sending the money to them? Are you sending the money through Western Union? If so, have a receipt of the money order as it is the proof of your payment made to the company.

can only send it by money order. I will mail by certified mail with return receipt. They stated it wasn't necessary to send it certified. Something sounds funny about this address.

If the money from your account gets cashed by this company, you are sure about it reaching to the debt account. And yes, definitely send it certified.

I have found something interesting on the address united cash loans gave me. I done a reverse address lookup and it came back as no known address. Who would I contact in Oklahoma to verify the address and it is an address for United Cash Loans, because I am getting no hits on the address.

You can contact the Secretary of State in Oklahoma and seek information about this company and their alleged address

thank you ben!

You are welcome :D

I contacted the Secretary of State in Oklahoma and the lady that answered stated that they only take complaints. Couldn't give me any advisement of who to contact about the address United Cash Loans gave me to send payments. I am smelling a big rat here. They are out of Carson City, but payments are to be mailed to Miami, Oklahoma. Does anyone know of some place else I can verify this address?

Hi mom of twins

Please feel free to inquire with Mr. W.A. Drew Edmondson, the attorney general of Oklahoma. If United Cash loan is licensed to collect payments in Oklahoma, they must be listed with the attorney general office. You can contact the attorney general of Oklahoma at the link given below.

http://www.oag.state.ok.us/oagweb.nsf/Contact!OpenPage

Regards
Roxette

I called the attorney general office and they told me go to the website sooneracces.state.ok.us and search for the company name. United Cash Loans does not appear. What do I do now? United Cash Loans will not respond to my email questioning the address.

Having strong doubts on making payments at this company address, you should ask United Cash Loans to show proof of their license to collect payments in Oklahoma. If they are reluctant to give you the required proof, tell about the research you have done on them. Wait your payments till the time they have provided you legal proof about this address in Oklahoma.

I had a call yesterday from 1st Credit of America who said they were calling on behalf of One Click Cash and Bahamas Marketing Group (BMG). Interestingly enough, the one time Ellis Crosby called me said they were representing BMG. Also, Pinion Management called me a month ago threatening me on behalf of One Click Cash. It seems these CA's just sell these accounts to each other all over the place. Plus you can't get any of them to validate my loan.

Shbear

Debts are passed from one collection agency to another when they have failed to give validation to you. It is because of you being informed about the fdcpa laws, they have not been able to scam you.

Please do keep a check on your credit report also as they might intend to hit it negatively. You will be able to repair the damage instantly if done.

Regards
Roxette

I had a loan with United Cash Loans. When my payment came due I didn't have the funds in the bank to pay so they withdrew anyway and I was overdrawn--they continued to withdraw each time it was due. Then I get a call I need to pay $400+ and to send Blue Express Moneygrams to Miami, OK. I did the first two on time but the last & third I was late. But I did send the full amount---then found out they had withdrew the same amount of third and last payment I sent from my checking account the week before. So I am OVERDRAWN and they are OVERPAID!!!! I sent fax regarding this matter but have had no response yet.

Take the help of your bank in this regard. A dispute can be placed by your bank with the company and in return, they need to come up with verified statements of the debits. If they are unable to do so, you can take the legal path.

I took out a $400.00 loan in Dec-2009. United Cash Loans took out $120.00 on the first and 15th of each month. I paid back $480.00 and then on the 1st of March they processed to take out $50.00 and $120.00. said I still owed $455.00. I'm and old fool not doing rescerch and checking them out. I closed my Checking account to them and turned them into BBB. Iknow now they will turn me into the credit beaure so what can I do?

I was back and forth with ucl and they finally settle for 200.00 compare to 650.00. I have sent them the consumer complaint that I have sent the Illinois attorney and also the Illinois laws regarding pdl. Now I can ut them behind. Lesson that I learned the hard way.