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PayDay loan hell

Date: Wed, 07/05/2006 - 14:03

Submitted by anonymous
on Wed, 07/05/2006 - 14:03

Posts: 202330 Credits: [Donate]

Total Replies: 7


I am in my own private payday loan hell. I, too, have two loans from Pinion. Actually, I just today learned that they were both Pinion loans when dealing with the (ahem) less-then-friendly customer service rep. She wanted nothing to do with trying to help me, or work with me or make arrangements with me that worked for me. She very rudely said, "You better MAKE it work, or we will continue to collect it on your behalf!" Is there any reason they have to be so rude and try to make you feel lower than you already do? Anyway, that was United Cash Loans. The other Pinion is OneClickCash and I am almost paid off with them. I have one other, though, with CashNetUSA. This is a nightmare and it's ruining my life. My bank account has been essentially closed for being overdrawn for so long. What can I do? I need help! These things should be outlawed! I feel so ashamed and afraid. Does anybody know about Missouri laws regarding these monsters?


Emily, What do you mean by Pinion and can you give me the address you have for them? I also have one click and united and need another address. I live in WV and WV law forbids payday loans. I am trying to get an attorney right now. I am working with Attorney General right now the results are not fast enough. Pollyandsay is who you need to listen to on this forum she will read the post and let you know about the laws. She is GREAT and has helped so many people. Good Luck KYSIDE38 :D :D :D


lrhall41

Submitted by KYSIDE38 on Wed, 07/05/2006 - 15:03

( Posts: 2477 | Credits: )


Pollyandsay is who you need. Knows her stuff. Helped me a lot.

I have shut a couple of my payday companies up by telling them the laws in Kentucky (where I live) and they stop barking at me then. Get your facts together regarding your state laws on payday loans and fees and you will have something to use against them.

I was also ashamed of the fact that I even let myself get a payday loan. It was just so easy though and I was desperate at the time. They are much worse than a credit card.


lrhall41

Submitted by Gallopy on Fri, 07/07/2006 - 09:49

( Posts: 41 | Credits: )


Thanks everyone. And to kyside38: Pinion is the name under which United Cash Loans and One Click Cash operate. You can find their address on the BBB site. They are allegedly in Albequerque.


lrhall41

Submitted by emmyboda on Fri, 07/07/2006 - 15:04

( Posts: 8 | Credits: )


They did receive a "D" rating from the BBB, which means they have enough concerns about this company (for example, their offer, customer complaints, advertising, etc.) that they recommend caution in doing business with it.


lrhall41

Submitted by emmyboda on Fri, 07/07/2006 - 15:07

( Posts: 8 | Credits: )


You know, they are actually the nicest, so far. United Cash Loans is evil. The woman that called me the other day was such a b****! Thank you for your help. This really sucks, doesn't it?


lrhall41

Submitted by emmyboda on Sat, 07/08/2006 - 09:30

( Posts: 8 | Credits: )