Hmmmm Now if this doesnt make you think they are all SCAMS
Date: Thu, 07/06/2006 - 10:29
So I call and they tell me that My account is in the collections stages OH yes that is nice They didnt notify me of that!
When I explained that my bank account had to be closed I didnt tell them why, They asked me if I could reopen it or another one I told them no I couldnt do that, But that I wanted the address so that I could send them money in the mail,
his response was that they do not allow that and that the only way they will accept money is through a bank account and he had the nerve to ask me dont I know of a family member or friends account to which I could give him the information, Ummmmm No and even if I did what makes them think that I would give it to them OMG
I am sending them a letter today I did request for a statement of the account emailed to me and we shall see what they do with that, But I will also send them certified about the laws here as well since it was a 200 loan and they tell me the balance is 340 now and I have already paid $155 for this same loan All he said over and over again you can renew you can renew I just need someones account information!
SCUM BAGS!
almost every single one is a scam of some kind. I love the ones
almost every single one is a scam of some kind. I love the ones that insist that the law of their state applies and not the state you're in. Remember, they can't charge in excess the fees as per your state law. Even if it's in the contract, even if they insist.
GFI is indicating that even though the account has been sent to
GFI is indicating that even though the account has been sent to collections, you can make payments to them. I will like to deal with them directly and avoid the collection agency. Collection entries hurt the credit file severely.
Stick to your grounds. GFI is blowing hot air by saying that they don't accept money unless you give them your account number. You can western union them or send it through a money gram.
Before you send them money, review your statement thoroughly if they have posted your previous payment and the remaining balance.
I would rather deal directly with them as well but they were rud
I would rather deal directly with them as well but they were rude with me today and said they were going to contact my mother and my sister listed on the sheet, I argued with them over the phone about the laws here they want me to now pay them $350 on a $200 loan that I had already paid 150 on in finance charges they told me they are turning it over to thier legal deparment I told him there is no way I can pay the $350 tommorrow I could make payments on the amount to which I feel that I owe according to the laws of this state and they informed me that al the BS about I go by thier laws,
I am so pissed right now I wanted to climb through the phone and choke the dork,
I sent the certified letter to them and they dont acknowlege that they got it but I have the proof they signed for it, I will fax it to them today as well
He also told me he will contact my HR deparment for Garshishment
I dont want this to happen what CAN the do
Hon, they can't garnishee your wages without a court order! If
Hon, they can't garnishee your wages without a court order!
If they are not licensed in your state, then they haven't a leg to stand on!
Check with your states Business and Professional Regulation Department regarding their license for Payday loans and collection agencies...they MUST be licensed! Also report them to the Consumer Financial Crimes Division within that department!
If not, tell them you'll contact your lawyer and sue the pants off of em...Pay them only what you owe in accordance with your state's interest fees and tell them to put in their hat and sit on it!
I tell you I wanted to climb through the phone He wouldnt give m
I tell you I wanted to climb through the phone He wouldnt give me a chance to say anything to rebutt what he was saying, Just that they are turning it in to legal and that is that and they will start calling my relatives,
On top of dealing with them today I got a call from T & C and three of the proposals they sent out are not good enough for my credit card company they want more money a month Heck If I could afford what they want a month then I wouldnt have needed to consolidate follow me,
What I dont understand is they tell me from GFI that they are in the UK but yet payments etc go to NV can someone explain that
I faxed them a copy of the letter I also sent certified that they state they dont have!
Don't rack your tired little brain to try and figure it out! It
Don't rack your tired little brain to try and figure it out! It WILL make you crazy!
These guys have d/b/a's all over the world!
Do all of your correspondence with these 'tards (i took that from you, Ari! lol) ALL IN WRITING!
Don't answer the phone unless you can record the conversation, and it's legal in your state otherwise you need permission.
And most of all, calm down! Talk to your counselor at T&C and just tell them you can't afford it, don't agree to more than you can afford, otherwise you won't be able to make the payments and will default again.
CAnt they get a court order from where they are located without
CAnt they get a court order from where they are located without me knowing about it?
I dont have a problem paying them what I truly owe according to the laws here but not another 350 for a 200 loan in the first place
thanks for listening to me vent
Do you know where I can find other address for them and for MYCASHNOW
Well...First of all, you live in Texas,and garnishment, except f
Well...First of all, you live in Texas,and garnishment, except for federal debts, is illegal.
wage assignment is what they could try, though. This can be revoked at any time by you, though. A wage assignment revocation letter takes care of that. If you need any help with that, or have any questions about wage assignments, please feel free to pm me.
