I owe 7 payday loans I live in ct
Date: Thu, 07/13/2006 - 05:57
Welcome to the forums! It certainly sounds like you've paid them
Welcome to the forums! It certainly sounds like you've paid them bak way more than necessary. Who are your payday loans with? That aside, one of the first things you might need to consider is closing your back account and opening a new one so that they pdl's can't debit any more money. It's a pain in the butt, but it's your only sure bet that they can;'t take any more of your money. Next, check out this link to Pollyandsay's blog http://pollyandsay.yesdebtfree.org
There is a wonderful template letter here that you can use to send to your pdl's to try and get all your accounts marked "paid in full" and possibly even get a refund from some places. Just change the state laws to your appropriate state and insert your pdl's names. Try sending a copy through fax, requesting an email response within 24 hours (just for a quick repsone for your own peace of mind) and another copy certified return receipt mail. You've come to the right place for help!
companies
Who are your loans with? Send them a settlement letter and also learn the laws of your state regarding payday loans. That will shut them up every time. You will need to figure out how much you have paid all of them also. I'm sure you have paid well over what you owe them by now if you only had $200.00 loans with each.
These companies will try and push you around and it will scare you at first by how they talk to you and treat you. Stay strong. These companies know how wrong they are and will back down if you push them back. When you get all of thise out of the way, then you will not realize how much better your mental and emotional state will be.
loans i owe
paycheck today, plaza processing(had them the longest),sjm marketing, worldwide cash,fsm group, and gec loan. im tired of paying them.
Can you ask your bank to block these companies from debiting you
Can you ask your bank to block these companies from debiting your account? All companies have a transaction code using which money is debited by them. If you can get their ID code blocked, the company won't have anything from your account. Most of the banks are able to do this thing for the people facing unauthorized debits from the loan companies. You also need to report these unauthorized debits to your local AG's office. They will conduct an investigation with the companies and get the actual cause of the debits. If nothing comes verified, the amount needs to be reverted back to your account.
