I would like to get some information on Debt consolidation

A consolidation program will combine all your bills into one monthly payment. You will draw only one check to the consolidation company and they will send the payments to your different creditors. There won't be any hassle of writing different checks each month after joining the program.

In this program, you will get lower interest rates and if you are in default, most of late payment fees will also be waived off. This program can be a choice if you want to erase all your past debts with comfort. Someone from your area will call you for free counseling. Get all the latest monthly statements of the accounts you wish to include in the program. He will offer you some payment options suitable to your present financial situation. If you feel satisfied after the counseling, ask him to get the program started. He will prepare the contract for you. Also discuss if there are fees involved in the program. Get all the queries before starting in the consolidation plan.