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Loan paybacks

Date: Wed, 07/26/2006 - 07:08

Submitted by anonymous
on Wed, 07/26/2006 - 07:08

Posts: 202330 Credits: [Donate]

Total Replies: 10


Hello,
Is it true that as long as I am paying these payday loans at least something they cannot sue me? I cannot keep up with all the money they are asking for e/o week.My income has changed and I cannot. After reading your answer to someone else, i am going to send cease and desist letters, but what else can I do? They are blowing my phone up daily.


I was in the same boat you are in now. My best advice for you would be to close your account ASAP that will keep them from getting any more of your money. Then send the letters. I sent letters out requesting a statement of my accounts first, then I requested refunds, asked that my accounts be marked "PAID IN FULL" and cease and desist. So far I have taken care of four out of eight PDLs. The last four haven't contacted me anymore. If you surf through this site you will find a lot of useful info. Good luck.


lrhall41

Submitted by kenthia on Wed, 07/26/2006 - 08:35

( Posts: 44 | Credits: )


Are your lenders online or store front? If they are store front, then it's usually not a wise idea to close your account. If they're internet, then YES, change your account.

Usually payday loan companies will work out payment plans with you. Sometimes they are mean and harrass you, but the majority will accept arrangements. An online lender will not sue you, but there is always a chance of being sued by a store front. The cease and desist is a good idea, but make sure you set up payment arrangements with them first, and stick to them. You shouldn't have any problems if you do this.


lrhall41

Submitted by finsfan13 on Wed, 07/26/2006 - 11:37

( Posts: 6919 | Credits: )


LOL, naaaaa..Tough to score points when you don't have an offense!! Plus..The fins did some serious off season defense work, and I'm confused about a few of the Bears' defensive draft choices. (sorry, I analize everything to death..It's my passion in life!)

But..It's at soldier field, and if we have an early winter my boys might have a fight on their hands...


lrhall41

Submitted by finsfan13 on Wed, 07/26/2006 - 11:56

( Posts: 6919 | Credits: )


Tell me about it..Hope is all we've got. We haven't won since that incredible 1972 undefeated season..1 yr before my birth. The dolphins held the record for the most consecutive times in the playoffs in the NFL. Actually, we still hold that record...But that's all fine and dandy, how about winning another one!!

Anyway...In the off season I do A LOT of research, and from the way things went in drafts and pre-season workouts, the Redskins and Bengals look like the paper champs right now. BUT..Camps start opening tomorrow, and that's when people start to get hurt, and anything can happen...


lrhall41

Submitted by finsfan13 on Wed, 07/26/2006 - 17:03

( Posts: 6919 | Credits: )