Help any T&C members had success with dell Financial SRV
Date: Thu, 07/27/2006 - 19:47
Please respond ANY MEMBERS WITH T&C , that has had success with t&c via-dell financial service. Im QUITE aware that t&c will say yes as they have told me several times. Collection agency is calling repeatedly and demand pymt and state that they do not deal with consolidation and debt mang. co. nor debt settlement co. My cr report stills says dell financial service but a collection co. is still calling demanding pymt. Im afraid im gonna have to pull out from t&c with my dell account and leave the other accounts credit cards with t&c Heres my ??
1- who do i believe ca or t&c ? why i ask is that the ca is trying to scare me or is t&c just gonna tell me the bad news down the road even though pymt has been sent to t&c and yet no proposals have been accepted yet.
2-has anyone had success with dell accepting an proposal thru t&c
3-im 3-months late when will it charge off or an attemp to sue me
1- who do i believe ca or t&c ? why i ask is that the ca is trying to scare me or is t&c just gonna tell me the bad news down the road even though pymt has been sent to t&c and yet no proposals have been accepted yet.
2-has anyone had success with dell accepting an proposal thru t&c
3-im 3-months late when will it charge off or an attemp to sue me
collection agencies must follow the federal law of debt validati
collection agencies must follow the federal law of debt validation. Read this article in the FTC.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
Did the CA validate this account and prove that they are authorized for the collection? You can cover your basis legally by sending a debt validation letter from your side and force them to put the details in writing. You are safe and sure that the CA won't take any actions against you until they prove their legitimate collections.
Also, explain this call from the CA to your consolidation company. They will try to work with the original creditor.
