Debt Consolidation to lower my minimum payments

Welcome to the forum! Someone will be contacting you in a couple of days to discuss your needs. In the mean time, look around there is a lot of good information here. You are not alone. If you need any help just ask, we'll do what we can for you. :wink:

You can combine all your debts into one monthly payment in the consolidation program. The counselor will negotiate with your lenders for a lower interest rate and offer you payment plans as per your financial situation. Read the benefits you will be getting in the program.

http://www.debtconsolidationcare.com/benefits.html