Concerns about the loan taken and payments to be done

I applyed for them about in feb and they keep taking 78.00 dollars out of my checking every pay day, and then when i tryed to call them they never returned my phone call, and know they want me to pay 358.00 which is way more than what i borrowed, because of the 78.00 fees each month i would still need to make one more fee for this month then pay back that money. I dont understand how i have to pay another fee when all i want to pay the money i borrowed back in full, no extra fee's, fees were supposed to be only if you were not going to pay it back in full. I also talked to someone who couldnt speak any english.