letter for debt validation

Yes, you can send a follow up letter to the CA and get the details. Has this CA hit your credit file? If they have entered any negative mark without genuine information about your debt, it will be fraudulent activity. You will have to dispute the item with the CRA and fix your credit report.

Ok, dumb question here:
Do I send the letter to the creditor or do they? And if they don't send me a letter, can I continue paying the PDL sharks I was stupid enough to deal with the way I want to do? (that is pay off my original debt and no inflated fees) thanks!

What do you do if you sent out your letters and you receive nothing from them, but they still continue to call and demand payment. I've told them they will receive no money until I receive somehting in writing.

collection agencies must respond to your validation request. If you hear nothing from them and have entered negative information in your credit file, dispute with the credit bureau. They will investigate with the company and remove the incorrect item.

The federal laws restrict the collectors from making any further contacts with the person until the debt is put with correct information. Take legal help of an attorney dealing with lawsuits of fdcpa violations. You have the legal rights to take the CA to the court and recover the damages caused to you.