what about us?

You have every right to be angry, I would be furious!! When we give advice on payday loans here, we hope that the person understands that they are obligated to pay back the amount of the loan, plus interest allowed by state law. In no way do we EVER advise people to try to scam out of a loan.

I'm so sorry this happened to you.And I'm sorry that you are forced to take your Granddaughter to court because of it. Maybe this is a lesson that she needs to learn. Good luck, and I hope you are all able to resolve this.

I agree if you bailed your granddaughter out of her pdl debt and she agreed and signed a promissary note, she is obligated to pay you back. And there is no guarantee she will get a refund, most people learn their lesson about getting involved with pdl debt after going through it once. And she probably shouldn't count her chickens before they are hatched because there is no guarantee that she will get a refund, that doesn't happen to very many people. We encourage people to pay their debt, what they legally owe, and it sounds like she owes you $3,000 and if she is unwilling to pay you back then you have every right to take her to court to get your money back. She will truly regret this later in life because if she should ever need family in the future it is likely she won't received the help because she has a history of stiffing family. I'm sorry to hear about your situation. I don't believe your post will be deleted.

Grandma, you are very right. Out of moral obligations, one should understand how helpful you and other family members are during such times of crisis. It is someone's nature to understand these sensitive points. I will never do such a thing. Your grand daughter made a personal decision like this and that is why she will be taken to the small claims court. It is your family and a personal issue, so I won't comment more than this.

Sorry Ma'am - I can only speak for myself, but I didn't borrow from any family member.
God bless you for taking care of your own, I am sorry she hasn't shown you the same courtesy.

I spent 3 hours looking through posts and I never once saw a post where someone admitted that they also owed family members - although I am sure that at least 1/3 of them or more do. I am angry at my grandaughter, but maybe someone else will think if they see this and see themselves. I hope, when someone asks you about settling their debts, that someone here will remind them that if they owe family members to not forget them. I think that you are doing a good job helping people are in a bind. But, maybe you will see that my advice is good.

You are right grandma, I have never seen a post where somebody asks about paying a family member or saying they owe family for helping pay a debt(s). Some people do take advantage of family and that is sad. I can say that I never asked or borrowed money from any family or friends to pay my debt(s), I've been too embarassed about my situation to let any of them know. Your advice is good.

Yes, your advice is wonderful. Even though you are so disapointed, it's obvious how much you love her..You wouldn't be here otherwise.

I think you've given us all something to think about. You're absolutely correct..Frequently payday loans are a last resort, and maybe some of the people who have taken them did so because they already owed family. Like Steelers, I never borrowed from my family..because of embarrasment.

Thank you for coming here, for your advice, and for showing us the other side of things. I appreciate it.