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American General

Date: Sat, 10/14/2006 - 17:47

Submitted by scooter
on Sat, 10/14/2006 - 17:47

Posts: 114 Credits: [Donate]

Total Replies: 3


I have an account with American General, behind of course. It was listed with T&C but they have done nothing and I've dropped them (another story). Anyway, AG pressured me into sending them a post-dated check for 10/27 for $200 which I did. Turns out they put it through early causing my checking account to be overdrawn and costing me so far $66. Is there anything I can do? Would it help to complain to the attorney general or division of financial services? The bank told me this was illegal. Thanks!


Scooter,

It's good to see you again. I'm sorry to hear that this happened to you. I don't believe it is illegal to write post dated checks. I have done this myself but the lender did not deposit them until the day they were supposed to. Have you contacted anyone at American General to see why it was deposited a couple of weeks early? Is there any recourse you can go through with your bank? I would speak with the manager at American General and go from there. I hope things turn around for you.


lrhall41

Submitted by Cow & Chicken on Sun, 10/15/2006 - 06:05

( Posts: 3571 | Credits: )


Regulator: Ohio Division of Financial Institutions
Address: 77 South High Street, 21st Floor Columbus, OH 43215
Phone: (614) 728-8400
http://www.com.state.oh.us/dfi/

Here is the contact information for the Ohio Division of Financial Institutions. This would probably be the next step after talking to American General. Good luck and keep us updated.


lrhall41

Submitted by Cow & Chicken on Sun, 10/15/2006 - 07:57

( Posts: 3571 | Credits: )