paying my debt
Date: Sun, 10/29/2006 - 13:37
i would like to pay my debt. it is not much but i want to, so i can have at least a good credit.
should i work with the collection agency or the original creditor and where i should send my letters to them ( the creditors)!?
thanks from michigan
should i work with the collection agency or the original creditor and where i should send my letters to them ( the creditors)!?
thanks from michigan
If you can work things out with the original creditor to pay it
If you can work things out with the original creditor to pay it directly to them, I would suggest to pay it to them. Sometimes, however, if they have charged off and sold to the collector you'll need to work with the collection agency.
Before sending anything to the collection agency, you'll need to have the debt validated. There are samples of letters you can use on this forum. You need to have the debt validated to make sure you're paying the correct person, and the correct amounts.
I would try to work things out with the original creditor, let t
I would try to work things out with the original creditor, let them know your intentions and that you want to make good on your debt