Rio Resources MTE Financial Ten Dollar Payday Loan

As far I as know they are still on the Indian Reservation in Oklahoma. They think they are safe, but they are not. I have read in prior posts that the OK AG is on their trail along with several other states. They think they are protected, but they forget one simple rule, federal law overrules the Indian law.

They are in Washington now, it has happened to me, It sucks. Don't think I will get the $ back from the bank, & can't close the account until the _ amount accrued from these bogus charges... The loan was paid off in May...

Guest, How did you find out that they are in Washington? Please register here and keep us posted. We need all the valuable info we can get on these scumbags. KYSIDE38

Yes Guest, I would be very interested to find out more about them being in Washington. The FBI is investigating them and we need to inform them if they have moved.

I wouldn't know where they have ended up. They transferred my account to ACA Recovery and I am paying them each month for the next six months. So hopefully by the end of May, I will be through with them completely.

I am dealing with ACA Recovery now. PDL's are illegal in my state. I have already paid Rio the amount that I borrowed. ACA Recovery is trying to represent themselves as a law claims to be under the counsel of Norman Kalina. I even got a phone call from them stating they are for the Law office of Norman Kalina. How stupid do they think we are. I just filed a compliant with the AG of my state. I want to see tendollaraday, MTE or Rio Resources (whatever they are calling themselves this week) shut down

bdouble, I had to laugh at that one. Whatever they are calling themselves this week. You hit it right on the money. These people are criminals in my book thats why they run and hide. KYSIDE38 :D

I think that eventually they will all move locations to stay out of the line of the police authorities...

I have just had dealing with these people. All I did was fill out an application, and now my bank account is pretty much being drained. I had no call of confirmation, no email back or anything. I've been able to recover some of my money back, but most definately not all. Anyone know what I can do?

First figure out how much you haver paid them. Then go to www.paydayloaninfo.org and look up your state laws. KYSIDE38

Is there any e-mail address for this MTE company? If so can someone post it for me? I would greatly Appreciate it and so would th eAG from OHIO

compliancedepartment(at)mtefs.com

also same beginning @500fastcash.com and unitedcashloans.com. They are all one twisted little company.

they emailed me this MTE/tendollar payday

Quote:

Thank you HUDiva!! Now if some one out there has a valid e-mail for nationwide/ambassador, it would be greatly appreciated. I am sending them the Ohio Revised Codes on py day lending. Some of these places owe me money for over payment.

good luck irish they owe me too and they are not wanting to work with me at all my loan is completely paid in full so i am entitled to a refund of 110.00 not getting anywhere

You are welcome! I also want to add that I filed a complaint to the Oklahoma Department of Consumer Credit against UCL, which is one of their DBAs and indicated that this company has multiple names. I suggest everyone contact them. You can file a complaint online, which was very easy and they have already responded via email. Here's the link to the complaint form: http://www.okdocc.state.ok.us/complaint.php

I don't like that live chat thing with nationwide, I need something that I can print out or forward to the ag's office here. and the ftc.

Irish you need to cut and paste your live chat sessions with them as evidence

Thanks I am beginning a file as we speak.

I am not sure were to put this but it is one of the places that I registered complaints against pdls and their practices.

Quote:

They are crooks and they will be shut down if we all get our complaints out there. They took money from my acct. and I shut the acct down so they can't get anymore. There is NO phone number, email address or mailing address on their contract, so how do they think we can contact them. Well...now that my phone has been changed and bank acct. closed, I refuse to pay them a cent more and I don't think you should either.

Guest, Get that complaint in to Attorney General in your state. Consymer division. Also please register and join us here on the forums. KYSIDE38

I am dealing with one of their "sister" companies right now. It amazes what they will come up with. Keep working at it people, our voices need to be heard. :-) I'll go into more detail later once my issue is settled.

Mishele, I feel something blowing in the wind as we go into 2007. Tell me something for those who have been around these boards for awhile has the balance of IPDL and storefront loans shifted? Are people taking a more proactive approach to the loans and their rights as consumers?

I recently got this email: Quote:

Hi all - i just got this e-mail from mte and the e-mail address ia recovery(at)invcity.com - I am wondering if they are in Nevada? I had a call for there (Nevada) last night. I had my bank turn away their debit.

Well I just got off the phone with Corrine cash transfer center and we are now moving up to level 3 - am I shaking. She refused to take my attorneys name and phone number because I have not filed yet. Now I will call him, as he instructed and give him the info on this bottom feeder. She had th enerve to tell me that it didn't matter if I hired an attorney that they could come after me because I didn't file yet. Maybe so, but when I insisted on a mailing address so that I could mail papers - and copies of the emails that I sent(she claims she did not get them) she put me on hold and then hung up on me. Funny - this babe says to me "you mean you want a street address?" yes. "You mean where we get our mail?" yes. And then dead air.

Are you referring to Sonic Payday?

What ever name that they go by. She also said that they can debit my account anytime and as many time as they want! Then to top it off I get this e-mail from my bank in response to one that I cc'd them regarding nationwide and the fraud charges:
Quote:

My account was debited on 12/29/06 and again on 1/12/07 by MTE financial. I have no idea who they are. The first time they took $140 and then $125. Who are they? Someone please help me.

thats messed up that they would do a thing like that thbey would probabaly be more successful if they would just stop lying so much......

hezblessingme -

Welcome to the site! MTE Financial is a DBA name ("doing business as" name) for several payday loan companies:
United Cash Loans
Loans til payday
500 Fast Cash
ameriloan
MTE Fiancial
Quickest payday loan
Your approved to 1000
1000 payday cash
Emergency cash loans
payday loans 1000
10 dollar payday loan

They are also known as "Rio Resources".

Do you have any outstanding payday loans? If so, that's probably your answer. I would definitely suggest sitting down and finding out how much your loan was, how much you have paid them, and look up the laws in your state regarding payday loans.

Here's a link to a site that will tell you your state law regarding payday loans:

http://www.paydayloaninfo.org

Click on "state info" on the left side of the page when you get to that site, then click on your state on the map. It will bring up your state's law on PDL's.

Once you have reviewed the law in your state, figure out what you owe on the loan, based on the interest rates shown in your state law. If you have overpaid this company already, you will need to write them a letter asking to be marked "paid in full", and cite your state law, and the fact that you have overpaid. Pollyandsay's blog on this site has a great template letter you can use for this. (Thanks, Polly!)

Before you mail the letter, take a copy of your bank statement with your account numbers blacked out, any correspondence you have had with MTE Financial (e-mails), and a copy of the letter you are sending to MTE Financial, and file a complaint with your state's Attorney General or Department of Finance - whoever regulates payday lenders in your state. (That will be listed in your state's payday law under "where to file a complaint".)

Do you know what company you took a loan out with? We can provide you with some contact info to send your letter to if you know which company you are dealing with.

If you have never taken out a payday loan at all, I would recommend going to your bank manager and advising them of this, and requesting that they reverse the debits because they were unauthorized.

Hope this helps a little. Please post again if we can be of more help.

yes i have a payday loan with your comapny and i'm not really sure when my next payment is due and how much it will be please give me a number or a site where i can check this out

Sherri, you must be trying to reach Rio Resources. Their number is 866-859-6129. Call them and inquire about your next payment date.

now i was under the impression that mte rio has been made to stop collecting all laons are null and void is that true?

i forgot the address to sent payment. or a telephone number to call in trouble please help.
cindy

3/10/07-personal information deleted for your protection- Suebee

I have a current payday loan for 300.00-90.00 extend
pmt was recently debited from my bank account-My husband had open heart surgery last week and has not
worked in 2 years-Would it be possible to add 200.00
to this loan today so I can pick up his medicine?
Thanks so much for your help!! Cindy

I have had a loan since about october. I borrowed 200.and have been paying sixty every since with no way to cantact these people at all.

if any one can find a way to contact these people by phone internet what ever and if any one has filed complaints iagainst hme in indiana i would also like ot know to whom the complaints go and how to contact tehm also than you

I have sent the letters and filed complaint with Florida's AG office and I received an email from United Cash Loan telling me "the communication they received was recognize as a form letter (a cut and paste) with misleading and incorrect information being widely circulated via the Internet.The use of this form letter leads to believe that there is not a specific complaint connected with the handling of your account", and that when I signed electronically the document I had 48 hrs to cancelled. I have paid them $535.00 for a $250 pdl. They owe me a refund of $210.00 which I am sure they will not refund. By the same token I just received 2 PAID IN FULL LETTERS. Only 3 more to go. I could not have done it without all you guys. Thanks

I have a loan through MTE Financial as well. I can't really help you as far as where they are located, I have no idea. I just closed my bank account today so they are in for a treat next friday. I'm sure though T&C will get in contact with them right away. There phone number that I have for MTE Financial is 1-866-539-7504. I also got one from someone off this site a few days ago but I have yet to use it, that one is 866-465-5054. Hope that helps!

A lady from Norman G Kalina keeps calling me at work. She says I owe her law office $545.00 on a $250.00 loan I borrowed from 10 dollarpayday. Do I have to pay them the $545.00 or can I nto just send them the $250.00 and be done with it. She talked to my boss and threatened my boss. She told my boss that she was breaking the law by not giving her my personal information. Can they do that?

No Guest, they can not do that. If you tell them that you are not allowed personal calls at work they MUST stop, and that goes for the original creditor as well. But a cease and desist letter won't work on an original creditor. File a complaint with your Attorney General's office and the AG's office in the state they are located.

Can anyone supply me with a fax number of address so that I can mail my cease and desist letter to them to cover my behind. I've Googled but so far nothing

Narn...I listed their address on the other post for you...:)

file with your AG right away. NO it is illegal to
call anybody else much less threaten them.

Thank you Kim 2003,for that numer it was a good workig number,I have a $25 loan,and by the time I pay that back I would have paid them about $900 plus dollars,if you don't pay the loan in a certain time frame,you are bring charged fee's before you start paying off the amount you had,the best thing is to pay the full amount you got from them,because this is a joke and they need to be put out of businees,i have made 4 $90 dollar payments on a 300 payday loan,and they said i was only paying principle on the bill,pay the amount you got from them and lets putthem out of businees because,when I'm done I will have pade $800, $600 which is payment and fee's this is the website they gave me to check your account
quick-cashadvance.com or quickest-cashadvance.com don't know if it's good

they got me to.

I am in New York and experiencing the same thin, Thhey are located overseas

I have a loan through mte and i was in athe hospital and asked them to debit my account the following week instead of my pay week since i was out of work i got nothing nothing but then i starting getting phones calls after they tried to debit my account and then they debited my account 2 weeks later for the whole loan