I need help to pay off my debt I work full time and am comfo

It is easier to combine all the debts under one payment plan in the program. The program will offer lower interest rates from what you are paying to your creditors at present. How much is the total amount of your debt, if you don't mind telling?

A consultant will be calling you for the free quote. Please talk to him about your situation, he will work out easy payment plans for you.

If you have huge amount of debt, you can look into the debt settlement program. The program is explained here.

You will find other easy options in this article.

If you work, don't just think of consolidation. That means borrowing money usually against real property,to pay off unsecured debts and making all that money secured! If you have lot's of debt (Over $15,000) you can settle and cut you monthlies way down while getting debts paid off at a discount within three years. Look for a reputable company like DTS Financial. Explore your options and don't panic!