Early debits done by GFSIL

Unfortunatly, this is common practice with them. The only thing I can suggest would be to go down to your bank and explain the situation. They may credit the overdraft fees.

Debits before the due date is not legal. But, that's common with GFSIL. You will be surprised knowing about their other illegal activities. You should immediately report GFSIL to your local AG and file a complaint with the FTC. They are receiving complaints from people all over and actions will be taken soon. If you have your complaints posted, they will review your case also.

The problems with this company are increasing everyday. Read this link and find out what others have to say on GFSIL.

Tell your bank of the problem. Most of the time, they will eliminate overdraft fees.

I have heard about this company and their practices. What they have done was illegal because they can take the payment on due date after the holiday so there was no excuse.

As soon as you can, pay them off and leave them alone.

According to the FDIC, they should have informed you about the early debits. Did you receive any type of e-mail or correspondence from them? As suggested talk the situation over with your bank because this type of practic is not legal. Also, follow up with complaints with the AG's office. I've heard a lot of bad things about this company but I've never deal with them myself.

A settlement will be good enough. Because this company is not following any state laws. Your aim should be to pay back the principal amount only.

I will also consider closing the checking account because they have access to it. They will try for something again. Use western union to pay the balance. Don't give out the new checking account info after you open it.