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Anyone from NC?

Date: Tue, 11/14/2006 - 13:21

Submitted by natdust20
on Tue, 11/14/2006 - 13:21

Posts: 1345 Credits: [Donate]

Total Replies: 11


Anyone from NC???


Pdl are against the law in NC. On Nov 9 in the
Asheville Citizen-Times about how the PDLs agreed
to pay 60,000 to Consumer credit counseling to help
those individuals in PDL trouble.

I do not have any PDL trouble though.


lrhall41

Submitted by janice on Wed, 11/15/2006 - 06:11

( Posts: 75 | Credits: )


I am from NC. I took out pdls over the internet. I paid way more than principal on most of loans and was unable to reach some pdls to pay them off. I had to close my account in order to get them to stop the debits. Most agreed to mark loans paid in full, but I have had some problems with some. Paychecknow was really bad. I paid over 300 for a 200 loan and they wouldn't mark paid in full. I filed a complaint against AG, but haven't heard anything. Paychecknow use to email everyday, but I havent' heard anything since I stopped responding. Also Rio Resources and Cashnet were not cooperative. They too have stopped communicating since I would not pay. I don't know what they are up to.
Anyone else have experience with payday loans in NC.
I have told them that the pdls are illegal in NC. They are not licensed in NC, but they don't seem to care.


lrhall41

Submitted by jnmeads on Mon, 11/20/2006 - 19:08

( Posts: 40 | Credits: )


Done at the Sonic Payday Loan website

Quote:

Please wait for a site operator to respond.
You are now chatting with 'Jennifer'
Jennifer: Thank you for visiting Customer Care. How may I help you?
Penny Lane: Hi Jennifer, my name is Penny and I want to know how your company works, I need to get new tires and need cash
Jennifer: Your loan limit will be determined by your net pay. Loans can be outstanding for a maximum of 14 days, and repayment dates are determined by your pay frequency. All loans are due in full on the scheduled repayment date as our client does not offer extensions or rollovers. However, you can reloan with us the same day that your current loan is paid.
Jennifer: Have you filled out an online application?
Penny Lane: Can you help me with the application, here is my address
Penny Lane: 1200 Shining Water, Raleigh, NC 27614-7270
Jennifer: May I have your first and last name along with your social security number please?
Penny Lane: Oh I am not comfortable giving my ss# over a chat room line
Penny Lane: My name is Penny Sue Lane
Jennifer: You will need to call in than.,
Jennifer: I cannot complete the application without it.
Jennifer: 1-866-958-3278.
Penny Lane: Okay I will do that is this a direct call to you
Jennifer: No Ma'am.
Penny Lane: So I will be approved anyhow
Jennifer: But any of our representatives will be happy to assist you.
Jennifer: I cannot guarantee you will be approved.
Jennifer: The application will determine that.
Jennifer: Is there anything else I can help you with today?
Penny Lane: Oh yeah one more thing
Jennifer: Yes?
Penny Lane: Did you know that payday loans are illegal in NC,
Penny Lane: Thank you so much for this "transcript"
Jennifer: We loan with customers in North Carolina.
Jennifer: Our clients do not loan illegally.


lrhall41

Submitted by on Tue, 11/28/2006 - 11:24

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