An update....10 Dollay Pay day Loan is being really rude
Date: Thu, 11/16/2006 - 08:49
Submitted by Creditor Schmedator
on
Thu, 11/16/2006 - 08:49
Total Replies: 9
Anyway back to my issue. I faxed my letters telling the pay day loan companies that I need an alternate means to pay them. A money order or western union- a way that I can track the payment. Th rep from Ten Dollay Pay Loan said I could pay with money gram but told me my payment was $411. I do not agree with this because that is more than $200 more than what the original loan was. And it is not like they debited my account a bunch of times, because they hadn't. Last week was the first payment due date. No way I am paying them $411 bucks when they gave me $200!!! No way I racked up $211 bucks in fees when I am not even a full week late with the payment. So I told the rep I was paying the loan amount and nothing more. Then she starts talking about going to my account again and debiting me the full amount plus charges...I was like I told you that account had to be closed!!! So Debiting it will just get a return anyway. I am waiting to hear back from someone now. I don't appreciate this. I can and will pay the loans back but not any trumped up $200 bonus payments that is more than twice what they gave me!!
I am from Maryland. In fact I have to hurry up and get my state
I am from Maryland. In fact I have to hurry up and get my statement from my bank, because I paid 2 payments of over $100 bucks to 2 Pdl companies and I have to make sure this company is not one of them. I just tried and can't get the latest statemenent up until the day of closing the account,that has all the information about what payments on the pdl's I made. I know I paid out over $300 bucks.
2 payments to 2 companies of $105
1 payments of $90 and another payment of $80 something. I can't resolve anything until I get the statement and see exactly who has been paid so far and how much they have gotten. I know they want to ask for a bunch of outrageous amounts!
They are ILLEGAL in your state Creditor, you are only obligated
They are ILLEGAL in your state Creditor, you are only obligated to payback the principal only. :D
I would definitely look at them, and then go from there..
I would definitely look at them, and then go from there..
Here's the link to your state's pdl law: http://www.paydayloan
Here's the link to your state's pdl law:
http://www.paydayloaninfo.org/state_detail.cfm?id=MD
File your complaints with the AGs office and if you have already paid back the principal in roll over charges/interest rate, you are done with them, they will have to mark you paid in full.
Yes that is exactly what I willdo. Someone was cool enough to p
Yes that is exactly what I willdo. Someone was cool enough to post my actual state law about PDL's so I will first get my statement, then re-fax my letters along with a blurb about the laws in my state and make sure to only pay principle balance. This one person is just being so rude, like come ON, I am not ducking you, I always reply and I initiaited the contact when my account was closed! Not like I am trying to skip town, I am just not trying to be taken advantage of!
From 10 dollar loan rep: Quote:yes we did exchange emails bu
From 10 dollar loan rep:
Quote:
yes we did exchange emails but i need the exact date you are sending the money gram and the amount is 390.00 plus 30 rtn fee but I need a firm date |
----- Original Message -----
My reply:
Quote:
Thank you, I have a number of financial obligations and expectations that I have had to arrange and redirect since having to close the account. My most recent statement for the closed account is not available (closed account access is unavailable on-line, so I can not see my bank activity for the account after the previous 10/18/06 cycle end date. Has any payment been made to your company to date, or was last week the first scheduled debit? Actually to make things easier, what debit/deposit name does your company work under, I can call my bank and have them look up your business code and tell me the information if you do not have it readily available. I need to know the principle loan amount, your fee/finance schedule and if any payments were posted to date. This info is to ensue everything on my end balances correctly. Thank you very much for your assistance. I can send the money gram as soon as the next business day that I have all pertinent information. Thanks again. |
____
Okay now if she says I didn't pay anything on the account then all bets are off and she is trying to extort me or something because I only had
I had a little success with tendollar. What email address did y
I had a little success with tendollar. What email address did you send your letters to and or communicating with. I received an email from MTE Financial Services, which I can only figure out to be Tendollar. They rec'd my letters and are willing to accept only the principal of 200.00. Not so, I am deducting the fees that they have already taken. Nonetheless, they are not adding any fees.
I am in Maryland too. Fight!
I am corresponding with a person named Niki and the email addy i
I am corresponding with a person named Niki and the email addy is "n-@invcity.com"
I edited the first part because it has her name and I don't know the rules about that on here.but if you pm me I will send it to you.