I need help with payday loans

slw531, you need to either, put a block on them from debiting your account or just close and open a new account. Forgot to ask, are these internet or storefronts. If they are storefronts, you will need to make payment arrangements with them, they are licensed and can get a civil judgment against you. If they are internet you have more power to deal with the situation as none of them other than CashNetUsa are licensed in OH.

These are storefronts. The thing is I want to pay them off but I have to get caught up on other bills and these people are killing me with my bank fees.

Which companies are you dealing with in Columbus?

If they are storefronts, try to make arrangements with them not using your acct. Some of them will accept cash payments and will freeze the balance on the loan.

Checksmart
Always Payday
National check cashers

The thing is last week I went in to pay them only to be told that they put them through again to the bank. I go and check my account and of course my account is now overdrawn. That caused a whole host of checks bouncing so now I am trying to pay my bills with money orders and a prepaid debit card. I am really considering closing my checking account. I hate to do that but I don't know what else I can do.

You may have to do that. Sometimes it is the only way to gain back control of your finances. You will have to make payment arrangements with them though since they are storefronts and licensed in OH.