My very first pdl was with QuickPayday

When I sent my letter, they marked my account paid in full, but refused a refund. I didn't pursue it further because I was happy with the account being marked paid in full. Alot of us got the PIF mark right before they quit giving loans and started referring loans.

I had a loan with Quikpayday (I assume that is the same company). I finished paying off my loan and when I wanted to reborrow, they told me that they were no longer taking any loans because they were getting out of the loan business.

They transferred my account to Cash Central and here I am now trying to get out of hell with them.

I had a loan with QuikPayday back in 2005. I defaulted on my loan and didn't pay anything. I haven't heard from them in any way. You guys have dealt with them, should I contact them or what?? Keep in mind, payday loans are ILLEGAL in my state..

I would leave it alone, but go ahead and file a complaint against them they need some recognition for their illegal business activities by your AG.

I don't really have any info about where I took out the loan. The last thing that I need is to file a complaint, and then have to tell them that I never attempted to pay them back. I think that I will just let it go, b/c they don't seem really worried about it or they would be trying to contact me, right?? If I can find their number, I will call just to see if my account has been closed or maybe PIF..:)

quik payday got busted in Colorado and had to pay back about 2 million. Now they have turned around and are suing the state of Kansas. Interesting! Also the state of WV is suing them. Going to be a lot of legal time here folks but I think we will eventually win. KYSIDE38

I think you have led the fight Kyside in shutting these guys down or at least bringing the problem to light with the officials.

I have never heard of Quikpayday giving anyone a refund on here. They marked my account paid in full last winter after I went round and round with them for not being licensed in my state. Like you, I too overpaid them by hundreds of dollars. Then they turn around and said I had a second account with them. They don't allow that so I filed my complaints and they have been quiet ever since. I would keep everything documented though.

I got my loan marked paid in full from them too, but they were the worst to deal with out of my 6. I went about 300 rounds with them before they finally gave up.

Does anyone have the info for them?? I think that I am going to call and see if they have marked my acct paid in full or what?

I also had loans from them. But, I certainly knew what the finance charges where after the first one. I don't think I should be asking them to pay me back. I knew what I was doing and can't play dumb when I knew and did it anyway.

Are you saying that you overpaid them??

Of course I overpaid them, according to my state laws. I don't know, maybe it is just me, but I don't think I should be acting like I was taken when I knew from the get-go what the interest rates where. Maybe I was a fool with the first one, but I knew after that initial loan that it would be $100, twice a month of interest on a $500 loan. I think, but I am not sure, that I had 3 extentions and then had to pay back the $500 plus interest. Loan sharking at its finest! I don't know why I am not mad at the payday loan companies. I think they made it clear to me what the charges are, but like a lot of people, I did not bother to understand before I signed the electronic signature. In hind sight after reading the contracts, it was very clear to me. I made a mistake and I have paid. I don't think they owe me anything.

I think that others feel the same, and then there are some that think they should get a refund...

I don't blame them at all. Scamming the public has been going for eons. I remember when there were not lemons laws and most odometers at used car lots were tampered with. I admire this group for their activism. For me - it was easier to bite the bullit and get rid of some things in my life I did not need in order to pay off my payday loans. I did not want to close my checking account, get calls at work, or worse yet, subjecting my children to the calls at home, not to mention my friends and family I was foolish to put down as "references." I guess I was chicken.

Yea, I totally understand. I am going through this bunch of crap with CASHTODAY. They are claiming that I owe them $1480 for a $200 loan, keep in mind that PDL are illegal in my state. I was required to pay back only the principal, in which I did. Now they are after my bank account for $1480 more...