Credit Counsel Good or Bad? Please Help
Date: Wed, 11/29/2006 - 15:42
HI there, I havecredit card debt of about 30,000. I am making payments up to now but it is getting over my head now and i am living paycheck to paychek. Would it be a good idea to join a Credt Counseling service? or is there anything esle i can do? Please help
Give a try! Call your creditors and make them aware about your h
Give a try! Call your creditors and make them aware about your hardships. They may do some adjustments in your account. If you show them a set payment plan, they can waive off fees if they are added. If you were in default, the interest rates can be brought down after negotiations. If you are not able to arrange this, take help of a professional debt counselor. He will arrange something with your creditors.
Cool advice???????also take some time to read the conver
Cool advice???????also take some time to read the conversation here:
http://www.debtconsolidationcare.com/settlement/credit-impact.html
It might clear many of your doubts. All the best :D