no story

Well, then you came to the right place. Would you like to offer a little more explanation so the forum members can help you by offering advice and opinions? For example---how much debt are you talking about?

Hello Donny -

welcome to the forums! You've made a good move coming here. By registering (as you already have), you should be receiving a phone call from a counselor to discuss your options for debt consolidation or counseling.

Please keep us posted on your progress - best wishes!