where do i start

After you enroll in the program with a debt consolidation company, they are responsible to clear your debts with the creditors. Since you are doing the payments regularly, you have the right to question about your situation. They are accountable and provide proper answers. Otherwise, file a police complaint and involve an attorney in this case.

The Federal Trade Commission is a just that a commission desiginated by the Federal government to make sure business practice fair Trade within the laws that are applicable. The website is a great resource on debt consolidation and repair agencies practices and laws applicable. It would be worth the 15- 30 minutes to take a look at the inforamtion on credit repair,reporting, collection and consumer right. Or if you rather to not take the time and cost yourself more time and money in the long run