Can they garnish my wages?
Date: Wed, 12/13/2006 - 06:55
Is this an internet loan? If so, then more than likely they are
Is this an internet loan? If so, then more than likely they are not authorized to loan in your state and are violating all sorts of lending rules. I don't think a judge in the world would grant a judgement to garnish your wages. A store front lender is generally within the law, though, and can possible garnish you..make payment arrangements as soon as you can.
Although they can't get a writ of garnishment, they CAN use the wage assignment that you digitally signed when you got the loan. This is legal, but as of 1986 it is your right to revoke it at will. You need to send a wage assignment revocation letter, and a letter of defense to your payroll dept. All these letters need to say is that on this date you revoke any wage assignments. You can be a little fancier, do a search on this site for a sample letter. If you have any questions, I am an HR rep, so feel free to pm me.
can they garnish wages for credit card debt that I am working on
can they garnish wages for credit card debt that I am working on with a debt settlement company?
There are few creditors who will try to garnish wages because of
There are few creditors who will try to garnish wages because of the continuous defaults in your debt accounts. For this, they have to take the matter to the court and get a garnishment against you. The court papers are to be shown to your payroll before wages are legally garnished. Credit company can begin the process anytime before your settlement company starts negotiating.
You have hired a settlement company for taking care of your debts. Keep in touch with them and get regular updates. They may be able to avoid this from happening.
Keep in touch with your settlement company. They can answer well
Keep in touch with your settlement company. They can answer well.
You hired the company because of your inability to pay the debts at existing circumstances. The creditor has to prove in the court that you are intentionally avoiding payments. But they can't get through, because a settlement company is involved here. Keep in touch and insist them to start negotiations. Have you put the money in the new account? They must have said something about this.