downhill fast...
Date: Thu, 12/21/2006 - 10:56
I am 22 years old, newlywed with a step-daughter and a child on the way. My wife can't find a job, but would be limited due to being pregnant. I'm in the military and only bring home about $2,800 a month...if that! Our rent is over $1,000 a month because we live in NJ...and it's very expensive here. Basically, I know that if my family and I are going to have a better life financially, I need to consolidate our debt NOW!!! Like I always say, "money isn't everything, but it gives you breathing room". I need help and I need it now!!!
Hi affreddie, welcome to the forums. You are thinking right.
Hi affreddie, welcome to the forums.
You are thinking right. It is not good letting the debts hang over the head that can spoil the happy moments in a family. Someone is referred in your area for the free counseling. Get all the latest statements, pay stubs and other necessary details so that the conversation gets easy.