I am a credit mess
Date: Thu, 01/11/2007 - 06:24
Welcome to the forum, Lori! If you register with the site, a de
Welcome to the forum, Lori! If you register with the site, a debt counselor can contact you to discuss your situation and explain the options available.
I believe Northway is the name VC Funding uses to debit/credit client accounts. Did you have a payday loan with them? If so, how much was the loan for, and how much have you paid back in finance charges so far?
I think you said you are in Illinois, and I know they are not licensed in your state, and depending on your state's payday loan laws, you most likely have been charged and illegal interest rate/finance charge on this loan. If they've been taking out fees from your account for awhile, you may find that you've more than paid them back.
As for a student loan, there are a many options from what I've seen on the Internet. nextstudent.com and educationfinancepartners.com are a couple of sites you can check out for more info.
