our debt
Date: Thu, 01/11/2007 - 09:05
My fiance and I have debt. Some of it we acquired before meeting, but most of it we have together. We both want nice things and when we first met we made a respectable amount of money. He is a cop and I was working on an ambulance service.
He proposed last Chirstmas and a few months later found out we were pregnant. We were both so excited. When I was 3 months pregnant we learned we had a very serious and rare problem with the baby. I was hospitalized at 4 and 1/2 months and our income fell hard. We just didn't have any money. It took everything Lance made to pay our loan payments (the meat and potatoes of our credit/bills). All of the little things we had to let go. We didn't want to not pay our bills, but we were trying to keep electricity and water going at the same time.
Sadly at 6 months our son was born but only lived for a little over six hours. When I was finally healed and ready to go back to work, my position on the ambulance was gone. So I took another job of course (with less pay) and we started trying to correct our debt. It was too late, several things had already gone into collection and we were stuck in a very deep rut. I hate living in fear of the mail man!!! Hopefully debt consolidation can help.
Sarah and Lance
Welcome to the Forums Sarah :D I'm so sorry to hear about your
Welcome to the Forums Sarah :D I'm so sorry to hear about your baby and your problems, but you have come to the right place! Here is a link that explains some of the things relating to debt you will find usefull at http://www.debtconsolidationcare.com/help.html consolidation lets you combine all your debts into one monthly payment,with lower interest. If you have any questions, please ask. Someone from your area will contact you soon and discuss this option as well as others, and you are free to choose it or not. Good Luck..Karen
Hello and welcome to the website, I first want to say I am very
Hello and welcome to the website, I first want to say I am very sorry to hear what you have gone through...I know times can be rough and sometimes we think why is this happening and we think we are the only ones who this is happening to. I haven't been in your shoes, but I have had my share of problems, stresses and losses. I do know, God will never put more on us than we can handle.
Since you have registered with this site a counselor will be contacting you to discuss your situation and your options. Sounds like debt consolidation could defintaly work for you.
Keep your head up, stay positive and we hope you stay a part of this community....keep us posted.
I am sorry to hear about your baby. While you take care of your
I am sorry to hear about your baby. While you take care of your debts, make sure that you save some money for emergency use in the future. You will have to be prepared in case any unexpected event takes place. Take care of your present debts through the consolidation plan. It will allow you some saving so that you can keep a portion away for other use.
