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Bank wont close my acct and let IPDLs charge with NSF fee

Date: Thu, 01/25/2007 - 10:44

Submitted by anonymous
on Thu, 01/25/2007 - 10:44

Posts: 202330 Credits: [Donate]

Total Replies: 57


I have tried to close my bank account due to IPDL's billing me even though I am working with an debt management company. The bank has refused to close my account or freeze it and continues to let charges hit, NSF's them and then hits me with the charge. I now owe over $1000 in nsf charges on an account that I have been trying to close since Jan. 4th. Any suggestions?


That is total BS . . . . The procedure goes you tell the bank that unwuthorized charges have taken place on your account. The bank investigates and the company that took the money must prove they had authorization. If they can't then the money is returned. There is no police report and fraud charges involved . . . . The bank manager you talked to is crazy . . . .

Besides, in most cases of real fraud on bank accounts, criminal charges are rarely filed because they can't find the person that did it or they are out of the country.


lrhall41

Submitted by goudah2424 on Fri, 02/02/2007 - 06:53

( Posts: 7935 | Credits: )


Why are banks doing this? You are supposed to be their customer. Used to be they were their to protect the consumer. Mine would not close mine either but told me I could fill out unauthorized ACH forms at any branch and they would not honor the debits when they come in. Getting the forms tommorro for checkngo.


lrhall41

Submitted by fedupinpa on Sun, 02/04/2007 - 20:20

( Posts: 1511 | Credits: )