Payday loan from one click cash

You may need to pull out your old bank statments and calculate how much money you have paid total to the company. Once you get that figure, you need to check the laws of your state and make sure you have been charged according to your state laws.

I also have a pdl with one click, and numerous other pdl places.I have stopped putting money in my bank account and opened a new one.I also was told by 1 one company that I would be taken to court for writing a bad checks. In maryland payday loans are illegal, what can I do or are they just toying with me?

You need to prepare a letter to these pdl's that includes your state laws. Have you at least paid the principal portion of your loans back, if so you need to also state in the letter that your accounts need to marked as paid in full.

Threatening to file charges for bad checks is a classic with many internet pdls. They use this line to scare you. As pinklady suggested, check your state's pdl laws to see if what criminal action can be taken, if any, for someone who defaults on a payday loan.

Hi,

Welcome to the forums :-) You will not be arrested for writing bad checks. As Tiffany stated, this is a common threat used by such lenders. It is too bad that you did not save the receipts from when you paid this loan earlier. That would have been a huge help in this situation. Since you have not, you may want to go through your old bank statements to see how much you paid to them prior to this.

Can I ask what state that you live in?

I am having the same trouble . they said that since I revoke the debits (they tried twice) but the bank did not accept and I was not charge for nsf. Now I got an email telling me they had turned my account to Allen Lewis Collection Agency. I have not heard from this people yet and if they have called I let my answering machine answer (like that I screen my calls) and they do not like to talk to a machine.

Be careful when dealing with Allen Lewis & Associates. They contacted me in December regarding an old loan I had with mycashnow. They don't play by the rules and try to be intimidating. I have filed the proper complaints against them. Keep on your toes today and don't fall prey to their threats.

Thanks Mishele, will do!