MyPaydayLoan (aka ZARVAD III Ltda(
Date: Thu, 03/01/2007 - 16:07

And here I am once again at a complete loss as how to respond back. I'm quickly losing faith. Thing is I've already paid them $450.00 on a $300.00 loan. Now if I'm understanding what I read, Arkansas law says that I should have to pay back what I borrowed plus 10% which would make it $330.00. So have I not already overpaid them by $120.00? Heck, I didn't ask for a refund just that my account be marked PIF. What do I do now, I am such an idiot!
Hi Sandy, Don't beat yourself up over this. I dealt with the
Hi Sandy,
Don't beat yourself up over this. I dealt with them last winter when I was digging myself out of my own pdl mess. They were the first ones that I dealt with and I won. I got them to mark my account paid in full after a little bit of a battle. Since you have overpaid this loan, file a complaint against them with your state's attorney general's office as well as your division of financial institutions. They would regulate payday lending laws in your state. Now, they tried to claim the same thing with me but they do have to operate within your states guidelines. Does your state allow rollovers or finance fees? They have people working for them in the states. I can dig up their US address if you want me to. Feel free to pm me.