dept

hello... firstly, I think you meant to post DEBT...
and if you are posting that your total debt is almost 4000.... well, I have to admit, I don't feel sorry for you.... my other half has debt of about 120,000.... majority was incurred while starting/running a biz.... his MONTHLY payments are more than your total debt! we are barely hanging on .... SO, as far as your debt.... you can pay it off within a year if you want to... you would need at least 100 a week of your income to go to your debt... if you dont earn enough, how about a weekend job? If you have not already closed your accts you should so that the fees and interest stop piling up.... we are considering doing the same.... we cannot keep paying 1000 dollars a week... sad and painfull. WELL there is hope for you, your debt can be paid so hang in there.... I am sure an expert here will address your issues... the only expert that can help us would be a lotto wizard... LOL.... best to you.