logo

Debtconsolidationcare.com - the USA consumer forum

Check N Go

Date: Wed, 04/04/2007 - 19:21

Submitted by Marley
on Wed, 04/04/2007 - 19:21

Posts: 49 Credits: [Donate]

Total Replies: 14


Okay, so I had a $500 PDL with CheckNGo...On Feb 15th they took $100 from my bank account. That is the last payment and only payment on the loan that they got. They didn't debit from my account again since then, and I closed my account they have on file a week ago. I log into their website and it says my account is in good standing with them and says I can apply for another loan. Hahahaha! :twisted:

Has anyone had a PDL just disappear like that???

I haven't heard one word from them...no letters...no emails...nothing!


I have one out with them -- they are a storefront here in Michigan and they are really good to work with. I plan on letting the payment come back -- they will only charge me a $25 NSF and let me break it up into managable payments. So, I am not going to fight them -- they follow Michigan law to the letter here. :)


lrhall41

Submitted by on Thu, 04/05/2007 - 04:05

( Posts: | Credits: )


They want payment in full now, but they are willing to work with me without taking on fees. I told them that I can make a payment on the 20th -- the woman said OK. I think they know that they can't really do anything against me since I sent a promisorry note outlining the payments I plan on making them.

Store Fronts are way easier to work with at times that the online places.


lrhall41

Submitted by Sarah R. on Mon, 04/16/2007 - 07:26

( Posts: 151 | Credits: )


Mine is online, I will be so happy to have it gone and out of the way. I have come so far, had ten loans, down to 2, seems like they are taking forever, just can't get ahead enough to get rid of them. Hopefully by middle of may I will be rid of checkngo. Did you go past your final payment due date Sarah?


lrhall41

Submitted by fedupinpa on Mon, 04/16/2007 - 10:22

( Posts: 1511 | Credits: )


I am in pa, got an online loan, I guess I will just deal with the crap as it comes, they will get their money it will just take me a few more weeks than planned. I am sure they will be okay with it, either way, I can only give them what I have right and it isn't that much past the original date, 2 weeks.


lrhall41

Submitted by fedupinpa on Mon, 04/16/2007 - 10:51

( Posts: 1511 | Credits: )


I would like to know the age demographics of borrowers to Checkngo as well as the defaulting by age? Are Senior Citizens a larger percentage of borrowers to Checkngo - as it is easier to borrow from Checkngo than a bank when they have no collateral? Do they then tend to default due to fix income?

If you are unable to respond with this specific information can you advise me where I may gather this demographic information.

Appreciate you assistance with this request. I think it would be greatly informative to Seniors.


lrhall41

Submitted by on Wed, 04/18/2007 - 20:42

( Posts: | Credits: )