advise needed

Mary - you should try and cancel your loan!! most pdl companies will cancel it if you want to the day the money was posted to your account. Try to get cash another way, b/c PDL's clearly aren't it!

From which company did you borrow money? I agree with sswett. If it's getting expensive for you, write a cancellation letter to the loan company. Its good that you realized it now before it was too late and had no money to pay back. Payday loans multiply very fast with interests and fees. See if your family or friends can help you.

Yes cancel it! Because that 320 may turn into 520 or 1020 because most of the IPDl's will never contact you back or take the loan back out...They will cost you way more money! Its far better to be broke for a few months than take one out and end up being broked for 9 months like I was...If you got family or friends and you really realy need a loan ask one of them...

You will be doing yourself a world of good if you cancel this loan now and find a way to do without the money or get it elsewhere. You do not want to get stuck in the pdl cycle like so many of us here are in. RUN RUN RUN away from pdl's!!!!!!!!