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How can i get a debt cons. loan?

Date: Fri, 04/13/2007 - 14:42

Submitted by anonymous
on Fri, 04/13/2007 - 14:42

Posts: 202330 Credits: [Donate]

Total Replies: 6


Someone said I cannot secure a debt consolidation loan because I pay child support and am in arrears. I need help bad and want to do this but where do I go?


You will need to show some property as collateral to secure the debt consolidation loan. You can get the same benefits through the debt consolidation program. The difference is that you don????????t need to show any collateral in this program. You will make monthly payments to the consolidation company and they will post payments to all your creditors included in the plan.

Add up all your debts and include all the credit cards and loans. Check the interest rates you are paying on the credit card accounts. This will range from 12 percent to 21 percent. Ask the consultant to quote you the lowest interest rate on your repayments. He will also try to waive off the late fees and bring down the total outstanding balance.


lrhall41

Submitted by Johnson4485 on Fri, 04/13/2007 - 14:52

( Posts: 399 | Credits: )


Be careful when if you are thinking of taking a loan to pay the debts. If the interest rate charged by the lender is too high, you may add up more troubles. If you do manage to get a loan, make sure that the statements you show to the lender are true and correct, because he will give you the loan on that basis.

If I were in your place, I will prefer consolidation program instead of taking a new loan. This will multiply the overall debts and in a situation when I am having a hard time to pay back.


lrhall41

Submitted by weeswie on Fri, 04/13/2007 - 15:01

( Posts: 382 | Credits: )