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Dealing with debt consolidation company and Checksmart

Date: Mon, 04/16/2007 - 13:27

Submitted by Ryan_N
on Mon, 04/16/2007 - 13:27

Posts: 315 Credits: [Donate]

Total Replies: 8


I've been a browser on here for a while but this is my first post and I have a question.

I have recently signed up with T & C. Hopefully someone on here has gone through what I'm going through. I was somehow able to rack up 12 pdl (store fronts) and I believe T&C is the way out. Has anyone dealt with CheckSmart and signed on as a customer for T&C? Checksmart collections agents says they have never worked with a CC company and they never will. T&C has told me over the phone they have dealt with them before and they are trying to get money from you instead of T&C paying them. Now, CheckSmart has threatened to take me to night court over this and I'm wondering do they have a leg to stand on? I'm trying to repay them back by going through T&C but CheckSmart don't want to deal with CC. CheckSmart has given me two solutions one is to pay them and then re-write a check and another is to pay it in two payments.

Or is there anyone out here that maybe CheckSmart have taken them to Franklin County court or else where? Should I look into hiring a lawyer or would the judge maybe take pity on me since I have so many pdl's and trying someway to get out of this mess.


They are not too friendly. The guy who is trying to collect asked me how do I watch TV shows. I told him a tv and his reply was to take it to the pawn shop. Very rude, he told me the phone call is over since I'm wasting his time and hang up. I also told him I was not comming in to take another loan out and if you have to, take me to court. I was hopping someone been through the same with Checksmart and a CC company.


lrhall41

Submitted by Ryan_N on Mon, 04/16/2007 - 13:44

( Posts: 315 | Credits: )


With TC I sent my payment Thursday and I talked to them today and they were sending everything out. I just don't know who to believe, Checksmart or TC. One says they don't work with CC and the CC says Checksmart has worked with them before. I guess I'm worried about going to court. I just don't know if they are empty threats or not.


lrhall41

Submitted by Ryan_N on Mon, 04/16/2007 - 14:07

( Posts: 315 | Credits: )


Here one for you someone wrote me a check i went to checkmart to cash it and weeks later there calling saying the check was no good and i remmeber that i never sign the check on the back well i think the person that wrote the check is the one they need to go after now they put it on my creidt report


lrhall41

Submitted by on Wed, 02/27/2008 - 02:15

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CheckSmart will work with you as long as you are up front about the situation. If the corporate office will not work with you then ask for a supervisor. A lot of the collectors there are jackasses and you just need to go over their heads. also if you look at the loan agreement that you signed, and actually read it the answer is in it. I cant tell you where to look but just know that the answer that you are wanting is in the contract. I do know this for a fact. Hope this helps. We are not all rude and inconsiderate. A lot of us have all been in the same situation that you are currently. We just know the ends and outs so that is our advantage.


lrhall41

Submitted by on Fri, 10/15/2010 - 08:27

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