Anyone dealing with GFS recently?

i am from indiana...i have read a lot of the forums about gfs on here and even cashtodaylimited(one of many of their former aliases. anyway i have pd over $300 on my $225 loan(which im pretty sure meets my states requirements on pdl's). also, i believe in indiana not only are internet pdl's illegal, but verbal agreements are non-binding. what does this mean to a company operating out of the uk?

i am also from indiana and have a loan thru gfsil...i am just beginning to try to get out of this vicious cycle and would appreciate any help. I was also wondering if any of these are legal and how do you let them know? do i need a lawyer?

do you mean gfsi? it those are the people your delaing with there out the england and there not pleasent they called me 15 times a day..at work cell and home.. the best thing to do is if they call your job tell them you no longer work there and send them a cease and disist letter via certified mail with return recipt..

Still Dealing with GFS. After filing fraud with my bank, I haven't heard from them...but that doesn't mean anything.

The first step in dealing with them is to file complaints with your Atty General and local finance department regulators.

Is there a sample of the cease and desisit letter somewhere that you are talking about? I know that I have paid them more than enough to pay the original + fees but they just want to keep taking out a small amout every other week that is all adding up.

close your account.

they havn't called my work since i got "jason" on recording saying he would block my work number...it was funny the first call he said "we will continue to call until your account is pd" and then when i called back 30 mins later, he said "you never formally asked for your work number to be blocked." i havnt received a call at my work yet but im worried they will still call. I spoke to some guy I could barely understand yesterday in whatever department is after collections and he would not shut up. I told him my lawyer is looking into everything and I was not going to do anything until I heard back from him and he just kept saying this is unacceptable and would not quit talking. I finally had to hang up on him and he called back immediately two more times. Any advice?
-Finally, does anyone know for sure if they are bound by the fdcpa?

They will call eventually....Gile your complaint with your AG that finally got them off my back/ fdcpa only applies to third party collectors...My best advice to you is too never take their calls, file a complaint with the AG and the FTC, send them a letter stating that you revoke your wage assignment and their ability to take money out of your bank account, notify your payroll dept that this company may try to send in papers to take your check and if they do so they are doing it fraudulantly! They give up after a couple of months....They will threaten you with everything under the sun-do not fall for their threats

They are bound by all of the laws, the just choose to ingnore them. Go to Homeland Security, find the link to ICE and register acomplaint with them regardng cyber crimes. Also file complaints with the AG in your state, the FTC and the banking commission in your state. When complaining to all of these agencies make sure that you cc gfsl knows who you are complaining to and when you are complaining.

I am dealing with GFSIL. I have paid more than what is legally required by the state of California. They call me at work and on my cell phone. I let all the calls go to voicemail. I refuse to argue with them over the phone when they will not listen and will not negotiate. I do send them an email once or twice a week reiterating that I have paid the account and that they need to mark it paid in full. Even though I know from postings at this site, that will probably never happen.

I am dealing with them as well. They are complete scam artists! I have more than paid off the measly $200.00 that I borrowed from them. I spoke to them last week regarding $85 that they took out of my account. They said that they were placing my account on "Inactive" and that no more money would be withdrawn. Well guess what? I check my account today and they have taken out an additional $130.00! I called them and explained and they said that someone spoke to me on 4/13 and that I gave authorization for them to take out this money. I NEVER DID!! WHat are my options at this point? I have other payday loans that I am trying to pay off and I don't need this extra money taken out for something that I paid off months ago! I live in FLorida.

I think it would be best if you close your bank account. If they can get to the funds, they will take them no matter what they say or agree to.

they called again today so i called them back on my lunch break...he asked if i was calling to pay the now $350 i owe so i said no...he asked if i was calling to say i would authorize the $65 to come out of my account on pay day and i said no. i let him know that i filed complaints with the bbb, ag, ftc, & ice and he just ignored me and kept saying they were going to take $65 out of my acct on pay day...i just said have a good day and hung up...i already have a new account and that ones closed so i suppose it's not going to do them much good...

It's good that you have closed your account. Just be prepared for their calls to increase and their demeaner to get nastier. However, they don't have a leg to stand on...so, just keep doing what you have and don't let them bother you. As I said earlier, I don't answer or return their calls. I don't give them a chance to irritate me. I respond solely through email.

oops sorry....I wasn't logged in above.

this is chilledbloomington by the way...two accts up who had already closed his account...

has anyone ever got them to block your number(either by recording your request not to call you at work or via C&D letter)...if so did they start calling again after some time, or did they honor it?

ive also been dealing with gfsi. i recently filed a complaint with the indiana attorney general, the ftc, the indiana banking comission, and the bbb. has anyone filed these complaints and had results? if so how long does it take?

about a week after i filed my complaints...I never heard from GFSIL again