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northway CTC harrassing me

Date: Fri, 04/20/2007 - 11:28

Submitted by hwblondy
on Fri, 04/20/2007 - 11:28

Posts: 11 Credits: [Donate]

Total Replies: 5


I just got a call from northway aka CTC that said if I do not pay loan amount due by may 1, 2007. They will have my wages garnished and that they will contact a place called chex something and i will not be able to open up any more bankaccounts.I tried to tell tem i wanted to set up a payment plan and they said no it has to be paid on may 1, 2007. What should i do? Thank you


OK first of all...send them a letter revoking any voluntary wage assignment you may have signed, and notify your payroll department...That is the only way they are going to be able to "garnish" your wages. They would have to sue you in order to legally garnish your wages which they are not going to do because they are operating illegally in nearly all 50 states(Do send those letters though because they will submit it and some companies will give them your check) Also, they can only submit your account to Teletrack which means you wont be able to getanother PDL...I would recommend that you close out and open a new bank account so that they cannot continue to try and take your money! This company is really devious


lrhall41

Submitted by Leah on Fri, 04/20/2007 - 11:33

( Posts: 2322 | Credits: )


It looks like you don't know much about CTC. See these links and read the posts there. You will know more about their illegal business.

http://www.debtconsolidationcare.com/settlement/about23291.html

http://www.debtconsolidationcare.com/settlement/about21672-8.html

How much have you paid on the account so far? You don't need to worry if you have already paid the principal amount. Keep in touch with your attorney general and report their violations. CTC will not intimidate if they know you are reporting them to the AG.


lrhall41

Submitted by BKP on Fri, 04/20/2007 - 12:38

( Posts: 239 | Credits: )


They probably are just trying to scare you, saying they are going to report you to the checx system so that you will not close your account in fear of not being able to open another bank account, that way they will continue to be able to try to access your money from the bank account information you have given them in order to obtain the pdl. Another thing to always remember, these companies access the chex system and if you bounce a check they can obtain your account info that way, so don't bounce any checks(I was told this by they company settling my pdls for me, so I would believe this to be correct information)


lrhall41

Submitted by Pauli'sGirl on Fri, 04/20/2007 - 12:39

( Posts: 344 | Credits: )


They will contact your employer and also call your refs. If this fails, like with me, they send a settlement offer from ecare there other company. Take it. I just got a PIF for 60% off with a confirmation.


lrhall41

Submitted by on Fri, 04/20/2007 - 13:12

( Posts: | Credits: )


how much did you owe them to start with. what did you have to pay. did you send them a letter revoking wages


lrhall41

Submitted by hwblondy on Fri, 04/20/2007 - 13:59

( Posts: 11 | Credits: )