loan to sattle my debts

Check out your all of your options. If you're in a good amount of debt and have no assets to speak of, then a loan will probably not happen for you. Many creditors are leery of loaning as much money as a person is already in debt. Even if you were able to get a loan, it may have the effect of ultimately making your situation worse.

Consolidation or settlement might be better choices for you. If you gave your phone number when you signed up, then you should receive a counseling call soon. Take the call, and remember that it is free, and you're not obligated to use their services. If you have any company help you manage your debt, research them before you sign anything.