I noticed collection agencies looking in my credit report
Date: Tue, 05/01/2007 - 09:08
to time have been looking at my credit
report.I know why they are doing it but
I want to know how long they can? Is there a statute on this as to when
they stop?
As long as they have a valid account of yours,they can look at y
As long as they have a valid account of yours,they can look at your credit report.
Collection agency must have a valid purpose before they put any
Collection agency must have a valid purpose before they put any inquiry in your credit report. Usually, they try to ruin your credit ratings without authorized purpose. Every time someone requests your credit report, you lose 2 points. 10 times= -20 points. Just on a simple credit report request, you lose your valued scores.
Some collectors using illegal means do an inquiry to find out your present financial status and under the guise of checking for issuance of new credit. This activity is illegal and severely punishable both in civil and criminal court. Check the entries put by the collector and see if they have a genuine reason to stay on your file.
FMA Alliacnce had an inquiry on my credit report on 4/23 and the
FMA Alliacnce had an inquiry on my credit report on 4/23 and then on 5/15 I recieved a letter stating they are collecting on one of my charged off accounts, so I pulled my credit report and bam they're not on it only on the inquiry...I think they're trying to rip me off, and isn't it illegle to inquiry on my credit before notifing me? I'll be sending them a DV tomorrow
Quote:isn't it illegle to inquiry on my credit before notifing m
Quote:
isn't it illegle to inquiry on my credit before notifing me? |
If they are the legitimate owner of your debt, then they can pull your CR.
We'll see if they're when they get back to me on my DV...sorry a
We'll see if they're when they get back to me on my DV...sorry about the misspelled words...