Netcashusa

I have not dealt with them before but I know several others here have. I am sure someone will be along soon with some information for you. Good luck! I hope you get your PIF letter from them very soon :)

Well, so far I have sent the same e-mail to Netcashusa 5 times and have gotten no response. I decided to call today. After arguing my point with a service rep I was sent to a supervisor. I was told that the e-mail address on the website is not a way to contact them and they receive thousands of e-mails a day so they do not look at them. How ridiculous! Then why is the e-mail address listed under CONTACT US !!!! I argued with the supervisor stating that they are not licensed to lend in WI. She insists they are. I repeatedly asked for the license nymber. She put me on hold then proceeded to forward me to the owner's voicemail. I left him a detaield message worded just like my e-mail. We'll see what happens next.

That may be a good thing. I know that with one of my pdl's, once I was able to talk to someone higher up, my loan was marked PIF without me even asking!

But that was with a different payday loan company . . . . .

Well, at least that gives me hope :)

:D I received a call back from the owner at Netcashusa. He did also receive my e-mail so he knew my issue before we even spoke. He was very nice and simply said that "he did not have time to deal with arguments and attorney general letters, so he would zero out my account as of today and send me an e-mail stating I was paid in full." Guess that means he knows they are not licensed in Wisconsin! Here is a copy of my e-mail and his response. Also, for anyone else out there, this company is also known as Zipcash and North American Financial. :D


Quote:

Congrats debtinwi. I am very happy for you.

Can you start a new topic in the success story forum? This will encourage others dealing with NETCASHUSA. Another one down.. :)

netcash suck I have tried for 3 months to pay them in full then got told they would take one amount off and they took twice that amount off I plan on going further with this asap

Ms. Jackson this is Nekey awith Netcashusa you have a very delinquent account here not to mention the account that you put on file initially taking out the loan is now close. By me taking the time out to email you this I surely hope that you can find the time to email me back OR call in in reference to this loan. You conatcted out offices when in need of financial assistance and in all fairness and upholding the contract that you signed, I need for you to call in and make arrangements on this DEFAULTED account. I hope that third party collection efforts are not necessary in order to obtain the debt owed.. Respectfully, Nekeya 1.800.505.6385

Ms. Jackson this is Nekey awith Netcashusa you have a very delinquent account here not to mention the account that you put on file initially taking out the loan is now close. By me taking the time out to email you this I surely hope that you can find the time to email me back OR call in in reference to this loan. You conatcted out offices when in need of financial assistance and in all fairness and upholding the contract that you signed, I need for you to call in and make arrangements on this DEFAULTED account. I hope that third party collection efforts are not necessary in order to obtain the debt owed.. Respectfully, Nekeya 1.800.505.6385

unfortunately yes.. please read the loan contract.. it states that you have to call in and request that we pay off the loan and when you did not do so 72 hours prior to your 1st due date it AUTOMATICALLY refinanced for the fees only... you had the option at any time to call in and request that we pay off the loan but you did not do so. the loan can refinance itself 5 times for just the fees before it will attempt to pay down the loan in $50 dollar incriments, please read the loan dosc.. every time that a payment is not attainable in the account it returns and attaches itself to the PRIOR balance creating a new balance. This would be a lot easier if you called me and I can outline you every detail of the account. Is that asking too much Ms. Jackson

________________________________

From: Tami Jackson [mailto:tjackson@roomstore.com]
Sent: Thursday, April 03, 2008 3:08 PM
To: Nekeya O.
Subject: RE: netcashusa account


SO NOW AFTER PAYING 670.00 ON A LOAN OF 400.00 WITH PAYBACK OF 520.00 YOU SAY I STILL OWE YOU 410.00 ....


________________________________

From: Nekeya O. [mailto:nekeya@centrinex.com]
Sent: Thursday, April 03, 2008 1:59 PM
To: [email]tjackson@roomstore.com[/email]
Subject: RE: netcashusa account


I stand corrected the account balance is $410 if you contact us we can set you up with a payment plan as I had planned to do all along, but given the fact that you never chose to call In I had to send you an email. Please do not wait to long to set up arrangements on this account , because if it completely charges off... it will be sold to an outside agency. I am onle here to help I do apologize that you took offense when I informed you of the nature and status of your account

________________________________

From: Tami Jackson [mailto:tjackson@roomstore.com]
Sent: Thursday, April 03, 2008 2:30 PM
To: Nekeya O.
Subject: RE: netcashusa account


Blessings to you Ms Nekeya
as I said It is on me to repay this debt because I did voluntary sign into a contract that was not in best interest .
As of now how much do I owe your reputably business that you your self know you are making a a very nice living off of people willing to subject them selves to ridiculous interest rates do to hardship. again my fault but NOT in DENIAL so please how much do I owe you

________________________________

From: Nekeya O. [mailto:nekeya@centrinex.com]
Sent: Thursday, April 03, 2008 1:13 PM
To: [email]tjackson@roomstore.com[/email]
Subject: RE: netcashusa account


Thank you for the concern. Since you deemed "Netcashusa" to be the devil and a rip off I have sent you a copy of your loan docs that you signed upon getting the loan. I am pleased that you share your personal affiliations with your co- workers YOU BEING MY PERSON AFFLICTION YES INDEEDY , but please advised yourself that you contacted OUR offices for financial assistance and this was TOTALLY volunatry that you initiate, sign for , and third accept the funds to be deposited in to your account. During my association with payday loan customers who are genuinely interested in paying back these loans do not generally AVOID our calls and failed attempts to contact you once the loan is not satisfied and or defaulted. I have extended nothing but genuine concern in all efforts to contact you and reslove this matter. By you taking the time to write a whole page of derrogatory remarks about our company it would have taken less than half that time to CALL in and make arrangements. Ultimately the decision is your, but necessary it is colections efforts will still be put forth should you continue to be in denial amount the balance here. Our number is 1.800.505.6385 Respectfully Nekeya :) have a great day

________________________________

From: Tami Jackson [mailto:tjackson@roomstore.com]
Sent: Thursday, April 03, 2008 1:53 PM
To: Nekeya O.
Subject: RE: netcashusa account


YES in a learning experience I did accept a loan from you for 400.00 and you took 120.00 from every 2 weeks so you have more then made your money back ( 670.00 SO FAR )on me and due to stuff that just happens in life I am no longer able to keep up with you SCREWING me every two weeks I even tried to up the payments for the paying 50.00 extra every two weeks and while you getting yours........and because I was so stupid as to take a loan from you my car payments is not getting paid my kids are hungry but that is all good because that is still on me for doing business with you ,and you right I signed a agreement with the Devil so that is all on me.And just like you are trying to do your job as unprofessional as you are leaving nasty voice mails on my job telephone so I can play them for my coworkers so that way they know Never do a deal with the Devil aka NETCASHUSA I most definitely need to get this debt taken care ASAP to avoid dealing with you as a person.Please DO NOT CALL ME AGAIN just email me all your Ghettoness! I know you have no reason to take any consideration or regard to the hardship that I am in at this point in time of MY life . But I did borrow 400.00 from you. So if you would be so kind in-between what ever poor person that you maybe terrorizing and talking crazy too please forward me the amount I am in debt to you at this time so I can mail a money order

________________________________

From: Nekeya O. [mailto:nekeya@centrinex.com]
Sent: Thursday, April 03, 2008 12:01 PM
To: [email]tjackson@roomstore.com[/email]
Subject: netcashusa account



Ms. Jackson this is Nekey awith Netcashusa you have a very delinquent account here not to mention the account that you put on file initially taking out the loan is now close. By me taking the time out to email you this I surely hope that you can find the time to email me back OR call in in reference to this loan. You conatcted out offices when in need of financial assistance and in all fairness and upholding the contract that you signed, I need for you to call in and make arrangements on this DEFAULTED account. I hope that third party collection efforts are not necessary in order to obtain the debt owed.. you meant to say
DISRESPECTFULLY, NEKEYA Respectfully, Nekeya 1.800.505.6385

unfortunately yes.. please read the loan contract.. it states that you have to call in and request that we pay off the loan and when you did not do so 72 hours prior to your 1st due date it AUTOMATICALLY refinanced for the fees only... you had the option at any time to call in and request that we pay off the loan but you did not do so. the loan can refinance itself 5 times for just the fees before it will attempt to pay down the loan in $50 dollar incriments, please read the loan dosc.. every time that a payment is not attainable in the account it returns and attaches itself to the PRIOR balance creating a new balance. This would be a lot easier if you called me and I can outline you every detail of the account. Is that asking too much Ms. Jackson

________________________________

From: Tami Jackson [mailto:tjackson@roomstore.com]
Sent: Thursday, April 03, 2008 3:08 PM
To: Nekeya O.
Subject: RE: netcashusa account


SO NOW AFTER PAYING 670.00 ON A LOAN OF 400.00 WITH PAYBACK OF 520.00 YOU SAY I STILL OWE YOU 410.00 ....


________________________________

From: Nekeya O. [mailto:nekeya@centrinex.com]
Sent: Thursday, April 03, 2008 1:59 PM
To: [email]tjackson@roomstore.com[/email]
Subject: RE: netcashusa account


I stand corrected the account balance is $410 if you contact us we can set you up with a payment plan as I had planned to do all along, but given the fact that you never chose to call In I had to send you an email. Please do not wait to long to set up arrangements on this account , because if it completely charges off... it will be sold to an outside agency. I am onle here to help I do apologize that you took offense when I informed you of the nature and status of your account

________________________________

From: Tami Jackson [mailto:tjackson@roomstore.com]
Sent: Thursday, April 03, 2008 2:30 PM
To: Nekeya O.
Subject: RE: netcashusa account


Blessings to you Ms Nekeya
as I said It is on me to repay this debt because I did voluntary sign into a contract that was not in best interest .
As of now how much do I owe your reputably business that you your self know you are making a a very nice living off of people willing to subject them selves to ridiculous interest rates do to hardship. again my fault but NOT in DENIAL so please how much do I owe you

________________________________

From: Nekeya O. [mailto:nekeya@centrinex.com]
Sent: Thursday, April 03, 2008 1:13 PM
To: [email]tjackson@roomstore.com[/email]
Subject: RE: netcashusa account


Thank you for the concern. Since you deemed "Netcashusa" to be the devil and a rip off I have sent you a copy of your loan docs that you signed upon getting the loan. I am pleased that you share your personal affiliations with your co- workers YOU BEING MY PERSON AFFLICTION YES INDEEDY , but please advised yourself that you contacted OUR offices for financial assistance and this was TOTALLY volunatry that you initiate, sign for , and third accept the funds to be deposited in to your account. During my association with payday loan customers who are genuinely interested in paying back these loans do not generally AVOID our calls and failed attempts to contact you once the loan is not satisfied and or defaulted. I have extended nothing but genuine concern in all efforts to contact you and reslove this matter. By you taking the time to write a whole page of derrogatory remarks about our company it would have taken less than half that time to CALL in and make arrangements. Ultimately the decision is your, but necessary it is colections efforts will still be put forth should you continue to be in denial amount the balance here. Our number is 1.800.505.6385 Respectfully Nekeya :) have a great day

________________________________

From: Tami Jackson [mailto:tjackson@roomstore.com]
Sent: Thursday, April 03, 2008 1:53 PM
To: Nekeya O.
Subject: RE: netcashusa account


YES in a learning experience I did accept a loan from you for 400.00 and you took 120.00 from every 2 weeks so you have more then made your money back ( 670.00 SO FAR )on me and due to stuff that just happens in life I am no longer able to keep up with you SCREWING me every two weeks I even tried to up the payments for the paying 50.00 extra every two weeks and while you getting yours........and because I was so stupid as to take a loan from you my car payments is not getting paid my kids are hungry but that is all good because that is still on me for doing business with you ,and you right I signed a agreement with the Devil so that is all on me.And just like you are trying to do your job as unprofessional as you are leaving nasty voice mails on my job telephone so I can play them for my coworkers so that way they know Never do a deal with the Devil aka NETCASHUSA I most definitely need to get this debt taken care ASAP to avoid dealing with you as a person.Please DO NOT CALL ME AGAIN just email me all your Ghettoness! I know you have no reason to take any consideration or regard to the hardship that I am in at this point in time of MY life . But I did borrow 400.00 from you. So if you would be so kind in-between what ever poor person that you maybe terrorizing and talking crazy too please forward me the amount I am in debt to you at this time so I can mail a money order

________________________________

From: Nekeya O. [mailto:nekeya@centrinex.com]
Sent: Thursday, April 03, 2008 12:01 PM
To: [email]tjackson@roomstore.com[/email]
Subject: netcashusa account



Ms. Jackson this is Nekey awith Netcashusa you have a very delinquent account here not to mention the account that you put on file initially taking out the loan is now close. By me taking the time out to email you this I surely hope that you can find the time to email me back OR call in in reference to this loan. You conatcted out offices when in need of financial assistance and in all fairness and upholding the contract that you signed, I need for you to call in and make arrangements on this DEFAULTED account. I hope that third party collection efforts are not necessary in order to obtain the debt owed.. you meant to say
DISRESPECTFULLY, NEKEYA Respectfully, Nekeya 1.800.505.6385