How to get out of debt ??

You have come to the right place! When you signed up if you gave your phone number, a debt counselor should get ahold of you shortly and discuss your issues/options with you. Do you have specific questions? What kind of debts do you have? We will be happy to help you. There are many knowledgable people here. :)

Welcome to the Community :D Like Sassn said, take advantage of the free credit counseling. Also, read other's posts and see how they handled their debt. The best way to get out of debt,for me, was, not get into more debt! I started out with the lowest cc balance, and paid it off, then added that payment along with the regular payment to the next, and so on. It took time to get into debt and it takes time to get out, but it can be done. We are here to answer questions, and guide you through that process!! ..Karen