In regards to a phone

Cardona, this site has nothing to do with loaning you money.

I'd beware any company that calls you up, offering a loan...sounds to me like either a phishing attempt, or maybe usurious interest rates.

If you were looking for a payday loan, I urge you to read through this site. There are thousands of posts about people who got caught up in the PDL trap..."owing" hundreds if not thousands dollars, getting swamped with overdraft fees, harassed at home and work by abusive collectors...

If you happen to have problems with debt, take the free credit counseling call (if you gave your phone number when you registered here). There's no obligation to sign up with them, but they'll help you explore your options. If you have any company help you with debt, research them before you sign anything.

Listen to morningstar...stay away from PDL's because it can ruin you financially